158 Henry St, Elgin, IL 60120 Property Records

Kane County property record for 158 Henry St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,442 sqft · built 1931
Lot Size	0.123 acres (5,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Mar 2021)
Tax Bill	$4,480 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-403-017`

Property Details

APN / Parcel Number

Primary APN	`06-13-403-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	5 Stories
Building Area	1,442 sqft Living Area
Gross Area	2,403 sqft
Basement Area	961 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Exterior Material	Brick
Construction Type	Frame
Lot Area	5,340 sqft (0.123 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	158 HENRY ST
City	ELGIN
State	IL
Zip	60120-5930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALDRON HEIRS SUB PART OF LOT 4 JAMES H & FULTON GIFFORDS ADDN SOUTH 60 FT EAST 89 FT LOT 12
Legal Subdivision	WALDRON HEIRS SUB
Legal Block	2
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2000
Census Tract	851301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	158 HENRY ST, ELGIN, IL 60120-5930
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Prior Sale	Jan 27, 2005 · Amount on Record
Deed Document Number	202120535
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 16, 2021
Property Address	158 HENRY ST, ELGIN, IL 60120-5930
Document Number	0000020535
Instrument Date	Jan 5, 2021
Instrument	2021K020535
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1249 WESTPORT RDG, 1249, CRYSTAL LAKE, IL 60014-8993

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	158 HENRY ST, ELGIN, IL 60120-5930

Mortgage

Document Number	0000020536
Date	Mar 16, 2021
Instrument	2021K020536

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,480.00 (+11.14%) Homeowner's exemption Senior Citizen's exemption	$74,730 (+8.57%) Land $13,670 Building $61,060	$224,280 (+8.57%) Land $41,026 Building $183,253
2024		$68,831 (+31.13%) Land $12,591 Building $56,240	$206,576 (+31.19%) Land $37,788 Building $168,788
2022	$4,031.00 (-7.93%) Homeowner's exemption	$52,489 (+6.96%) Land $10,372 Building $42,117	$157,467 (+6.96%) Land $31,116 Building $126,351
2021	$4,378.00	$49,073 Land $9,697 Building $39,376	$147,219 Land $29,091 Building $118,128

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20