158 Haga Loop, Somerville, AL 35670 Property Records

Morgan County property record for 158 Haga Loop, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,980 sqft · built 1993
Lot Size	39 acres (1,698,840 sqft)
Owner	Individual Name on Record
Last Sale	$735,000 (Apr 2023)
Tax Bill	$2,400 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-03-05-0-000-004.000`

Property Details

APN / Parcel Number

Primary APN	`18-03-05-0-000-004.000`
Alternative APNs	`44333` `6833`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,980 sqft Living Area
1st Floor Area	2,876 sqft
Basement Area	226 sqft
Unfinished Basement	226 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,698,840 sqft (39 acres)
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	6833
Street Address	158 HAGA LOOP
City	SOMERVILLE
State	AL
Zip	35670-5512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW1/4 OF SW1/4 OF SEC 5 T7S R1W EXC POR IN CO RD R/W
Legal Range	1W
Legal Township	7S
Legal Section	05
Legal Lot Number	2
Jurisdiction	MORGAN AL
Township / Civil Division	LACEYS SPRING
Census Block Group	1
Census Block	1017
Census Tract	5701

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	137 MILLER DR, SOMERVILLE, AL 35670-5519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Apr 17, 2023	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Apr 17, 2023	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2023 · Amount on Record
Deed Sale	Apr 17, 2023 · Amount on Record
Deed Book / Page	2023 / 3095
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	158 HAGA LOOP, SOMERVILLE, AL 35670-5512
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/28573
Date	Jul 6, 2020
Book Page	2020/28573

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	ARAB, AL 35016

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Jun 26, 2025

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Apr 17, 2023
Property Address	158 HAGA LOOP, SOMERVILLE, AL 35670-5512
Document Number	02023/3095
Book / Page	2023 / 3095
Instrument Date	Apr 17, 2023
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1901, LACEYS SPRING, AL 35754-1901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 MILLER DR, SOMERVILLE, AL 35670-5519

Mortgage

Document Number	2023/10984
Date	Apr 17, 2023
Book Page	2023/10984

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	5-Year CMT
Margin	2
Max Rate	10.6%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Apr 17, 2023
Property Address	158 HAGA LOOP, SOMERVILLE, AL 35670-5512
Document Number	02023/3095
Book / Page	2023 / 3095
Instrument Date	Apr 17, 2023
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1901, LACEYS SPRING, AL 35754-1901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 MILLER DR, SOMERVILLE, AL 35670-5519

Mortgage

Document Number	0202310984
Date	Apr 17, 2023
Instrument	2023/10984

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	5-Year CMT
Margin	2
Max Rate	10.6%

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,400.00	$75,400 (-) Land $12,940 Building $62,460	$754,000 (-) Land $129,400 Building $624,600
2024		$75,400 (-5%) Land $12,940 Building $62,460	$754,000 (-) Land $129,400 Building $624,600
2023	$2,400.00 (+4.8%)	$150,800 (+111.12%) Land $25,880 Building $124,920	$754,000 (+5.56%) Land $129,400 Building $624,600
2022	$2,290.00 Homeowner's exemption	$71,430 Land $11,760 Building $59,670	$714,300 Land $117,600 Building $596,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2015–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000

May also be available: FlashFiber.

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