158 Ginger Rd, Wilmington, NC 28405 Property Records

New Hanover County property record for 158 Ginger Rd, Wilmington, NC 28405

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,675 sqft · built 1978
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$263,000 (Jul 2019)
Tax Bill	$2,497 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R05014-003-026-000`

Property Details

APN / Parcel Number

Primary APN	`R05014-003-026-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,675 sqft Living Area
1st Floor Area	2,594 sqft
Attic	Attic
Attic Area	324 sqft
Basement Area	1,674 sqft
Finished Basement	1,674 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2018
Architectural Style	Raised Ranch
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Terrain	Low
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Patio Area	168 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	158 GINGER RD
City	WILMINGTON
State	NC
Zip	28405-3818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 342 SEC 10-A LONG LEAF ACRES
Legal Subdivision	LONGLEAF ACRES
Legal Block	3
Legal Lot Number	342
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	1
Census Block	1008
Census Tract	11701

Owner

Source: New Hanover County records, as of November 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	158 GINGER RD, WILMINGTON, NC 28405-3818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jul 3, 2019	Warranty Deed, Transfer · Conventional with PMI FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2019 · Amount on Record
Deed Sale	Jul 3, 2019 · Amount on Record
Prior Sale	Aug 14, 2015 · Amount on Record
Deed Document Number	201920261
Deed Book / Page	6227 / 1995
Prior Transfer Date	Jul 22, 2015
Prior Transfer Doc	0059052431
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	158 GINGER RD, WILMINGTON, NC 28405-3818
Transaction Type	Mortgage
Record Updated	Mar 19, 2024
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 GINGER RD, WILMINGTON, NC 28405-3818

Mortgage

Document Number	00669202305
Date	Mar 5, 2024
Book Page	6692/2305
Instrument	2024005072

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jul 3, 2019
Property Address	158 GINGER RD, WILMINGTON, NC 28405-3818
Document Number	0062271995
Book / Page	006227 / 001995
Instrument Date	Jul 3, 2019
Instrument	20261
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$526.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	158 GINGER RD WILMINGTON NC 284053818, WILMINGTON, NC 28405-3818

Mortgage

Document Number	62271998
Date	Jul 3, 2019
Book Page	006227/001998
Instrument	20262

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2049

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,497.00 (-5.77%)	$424,300 (+39.3%) Land $207,800 Building $216,500	$424,300 (+39.3%) Land $207,800 Building $216,500
2024	$2,650.00 (+2.99%)
2023	$2,573.00 (-0.62%)	$304,600 Land $123,600 Building $181,000	$304,600 Land $123,600 Building $181,000
2022	$2,589.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	7 (1999–2019)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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