158 E Cretcher St, Grayson, KY 41143 Property Records

Carter County property record for 158 E Cretcher St, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1976
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$160,400 (Jun 2023)
Tax Bill	$1,368 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112-10-00-055.00`

Property Details

APN / Parcel Number

Primary APN	`112-10-00-055.00`
Alternative APNs	`25641` `34359`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
View / Lot	Waterfront - Canal
Garage Type	Attached
Garage Area	364 sqft
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	84 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	34359
Street Address	158 E CRETCHER ST
City	GRAYSON
State	KY
Zip	41143-7936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOTS 70-71
Legal Subdivision	VALLEYVIEW
Legal Lot Number	70-71
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	1
Census Block	1042
Census Tract	960601

Owner

Source: Carter County records · APN 112-10-00-055.00

Assessment roll updated April 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	158 E CRETCHER ST, GRAYSON, KY 41143-7936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 15, 2023 · Amount on Record
Deed Sale	Jun 15, 2023 · Amount on Record
Deed Document Number	2023566472
Deed Book / Page	501 / 38
Record Updated	Jun 08, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Jun 15, 2023
Property Address	158 E CRETCHER ST, GRAYSON, KY 41143-7936
Document Number	0000501/38
Book / Page	501 / 38
Map Reference	MB 100 PG 843
Instrument Date	Jun 15, 2023
Instrument	566472
Transaction Type	Transfer
Record Updated	Feb 01, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$160.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	456 COAL CP, HITCHINS, KY 41146-8920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 E CRETCHER ST, GRAYSON, KY 41143-7936

Mortgage

Document Number	0000566474
Date	Jun 15, 2023
Instrument	566474

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.15%
Type Change Date	Jul 01, 2030
Change Frequency	Annually
Min Rate At Change	4.15%
Max Rate At Change	8.15%
Index	1-Year T-Bill
Max Rate	10.1%

Tax Assessment & Valuation

Source: Carter County records · Assessment roll updated April 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,368.00 (+149.64%)	$160,400 (+45.82%)	$160,400 (+45.82%)
2023	$548.00 (-8.82%) Homeowner's exemption	$110,000 (-)	$110,000 (-)
2022	$601.00 Homeowner's exemption	$110,000	$110,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force

Wildfire

Wildfire Risk	Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Foothills Rural Telephone Cooperative Corporation Fiber	1,000 / 1,000
Optimum Communications Cable	500 / 20
Verizon Fixed Wireless	300 / 20
Uniti Group DSL	300 / 20

Based on FCC filings for 66 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.