158 Dover Ln, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 158 Dover Ln, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1987
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Oct 2026)
Tax Bill	$930 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0788-00-93-1116`

Property Details

APN / Parcel Number

Primary APN	`0788-00-93-1116`
Alternative APNs	`555780353` `555784181`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	30,492 sqft (0.7 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	555784181
Street Address	158 DOVER LN
City	SPRUCE PINE
State	NC
Zip	28777-6432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1106
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	3
Census Block	3051
Census Tract	950400

Owner

158 Dover Ln is owned and occupied by an individual who bought it in October 2026.

Source: Mitchell County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	158 DOVER LN, SPRUCE PINE, NC 28777-6432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES
Jan 18, 2022	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2026 · Amount on File
Deed Sale	Oct 5, 2026 · Amount on File
Prior Sale	Jan 18, 2022 · Amount on File
Deed Document Number	20261794
Deed Book / Page	694 / 833
Prior Transfer Date	Mar 2, 2015
Prior Transfer Doc	000556/018
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Oct 5, 2026
Property Address	158 DOVER LN, SPRUCE PINE, NC 28777-6432
Document Number	0000001794
Book / Page	694 / 833
Instrument Date	Oct 5, 2026
Instrument	20261794
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 DOVER LN, SPRUCE PINE, NC 28777-6432

Mortgage

Document Number	0000001795,
Date	Oct 5, 2026
Instrument	20261795

Lender

Name	HOWARD HANNA MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Jan 18, 2022
Property Address	158 DOVER LN, SPRUCE PINE, NC 28777-6432
Document Number	000638/761
Book / Page	638 / 761
Instrument Date	Jan 14, 2022
Instrument	2022000093
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 SANCTUARY CT, 218, JOHNSON CITY, TN 37615-4180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 DOVER LN, SPRUCE PINE, NC 28777-6432

Mortgage

Document Number	2022000094
Date	Jan 18, 2022
Instrument	2022000094

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 158 Dover Ln was $930.

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$930.00	$145,400 (-) Land $24,900 Building $120,500
2025	$930.00	$145,400 Land $24,900 Building $120,500
2023	$916.00	$145,400 Land $24,900 Building $120,500	$145,400 Land $24,900 Building $120,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 158 Dover Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 158 Dover Ln is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dover Ln

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