DeSoto County property record for 158 Cobblestone Ln N, Hernando, MS 38632 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,881 sqft · built 2007 |
| Lot Size | 0.625 acres (27,222 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Oct 2018) |
| Tax Bill | $3,224 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-1-01-14-0-00260-00 |
| Primary APN | 3-08-1-01-14-0-00260-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,881 sqft Adjusted Area |
| 1st Floor Area | 1,909 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 27,222 sqft (0.625 acres) |
| Lot Dimensions | 302 ft deep x 102 ft wide |
| Street Address | 158 COBBLESTONE LN N |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEER CREEK SEC J LOT 260 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 01 |
| Legal Subdivision | DEER CREEK |
| Legal Lot Number | 260 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 71121 |
Source: DeSoto County records · APN 3-08-1-01-14-0-00260-00
Assessment roll updated December 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 158 COBBLESTONE LN N, HERNANDO, MS 38632-1434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 24, 2018 | Warranty Deed, Transfer · VA Mortgage COMMUNITY MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 24, 2018 · Amount on Record |
| Deed Sale | Oct 24, 2018 · Amount on Record |
| Prior Sale | Jun 04, 2008 · Amount on Record |
| Deed Book / Page | 871 / 265 |
| Prior Transfer Date | Apr 21, 2009 |
| Prior Transfer Doc | 000607/119 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 158 COBBLESTONE LN N, HERNANDO, MS 38632-1434 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 158 COBBLESTONE LN N, HERNANDO, MS 38632-1434 |
| Document Number | 005133/724 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 5133/724 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 24, 2018 |
| Property Address | 158 COBBLESTONE LN N, HERNANDO, MS 38632-1434 |
| Document Number | 000871/265 |
| Book / Page | 0871 / 265 |
| Map Reference | MB 99 PG 25-27 |
| Instrument Date | Oct 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 127 MAGNOLIA RIDGE RD, 127, SUMRALL, MS 39482-4748 |
| Name | Verified Name |
|---|---|
| Address | 158 COBBLESTONE LN N, HERNANDO, MS 38632-1434 |
| Document Number | 0004625609 |
|---|---|
| Date | Oct 24, 2018 |
| Instrument | 4625/609 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,224.00 (+15.06%) | $27,680 (+37.02%) Land $3,500 Building $24,180 | $276,804 (+37.02%) Land $35,000 Building $241,804 |
| 2023 | $2,802.00 | $20,202 | $202,018 Land $35,000 Building $167,018 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711211, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 34% of the US · above 17% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 2,632 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Telapex | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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