15798 Whitebark Dr, Jacksonville, FL 32218 Property Records

Duval County property record for 15798 Whitebark Dr, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,361 sqft · built 2020
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Jan 2025)
Tax Bill	$6,725 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`108235-5340`

Property Details

APN / Parcel Number

Primary APN	`108235-5340`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,361 sqft Living Area
Gross Area	3,100 sqft
1st Floor Area	2,361 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,600 sqft (0.152 acres)
View / Lot	Pond
Garage Type	Attached
Garage Area	580 sqft
Porch	Finished Screened Porch
Porch Area	159 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15798 WHITEBARK DR
City	JACKSONVILLE
State	FL
Zip	32218-0312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	72-160 40-1N-27E PINE LAKES UNIT FOUR PHASE THREE LOT 262
Legal Range	27E
Legal Township	01N
Legal Section	40
Legal Subdivision	PINE LAKES UNIT FOUR PHASE THREE
Legal Phase	3
Legal Lot Number	262
Legal Unit	4
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2015
Census Tract	10101

Owner

15798 Whitebark Dr is owned by two individuals who bought it in January 2025.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	524 AMBER CREEK DR, JACKSONVILLE, FL 32218-8959
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 27, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2025 · Amount on File
Deed Sale	Jan 9, 2025 · Amount on File
Prior Sale	Jul 27, 2020 · Amount on File
Deed Document Number	20256715
Deed Book / Page	21322 / 2349
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	15798 WHITEBARK DR, JACKSONVILLE, FL 32218-0312
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15798 WHITEBARK DR, JACKSONVILLE, FL 32218-0312

Mortgage

Document Number	0217160255
Date	Dec 9, 2025
Book Page	21716/255
Instrument	2025280282

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

July 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jul 27, 2020
Property Address	15798 WHITEBARK DR, JACKSONVILLE, FL 32218-0312
Document Number	0193000419
Book / Page	19300 / 419
Map Reference	MB 72 PG 160-167
Instrument Date	Jul 23, 2020
Instrument	2020159546
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,214.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15798 WHITEBARK DR, JACKSONVILLE, FL 32218-0312

Mortgage

Document Number	0019300423
Date	Jul 27, 2020
Instrument	19300/423

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15798 Whitebark Dr was $6,725, up 16.3% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,884 (-2.12%) Land $82,055 Building $267,829	$349,884 (-2.12%) Land $82,055 Building $267,829
2025	$6,725.00 (+16.29%)	$357,468 Land $70,000 Building $287,468	$357,468 Land $70,000 Building $287,468
2024	$5,783.00 (-8.37%)
2023	$6,311.00 (+14.81%)	$366,972 (+7.05%) Land $70,000 Building $296,972	$366,972 (+7.05%) Land $70,000 Building $296,972
2022	$5,497.00	$342,813 Land $60,000 Building $282,813	$342,813 Land $60,000 Building $282,813

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15798 Whitebark Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	2 (2017–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2019 · Hurricane Dorian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15798 Whitebark Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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