Custer County property record for 15797 Lower Spring Creek Rd, Hermosa, SD 57744
| Property Type | Rural Home |
|---|---|
| Details | 5.5 ba · 2,352 sqft · built 2005 |
| Lot Size | 80 acres (3,484,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,694 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 001239 |
| Primary APN | 001239 |
|---|---|
| Alternative APN |
|
| Full Baths | 5.5 Baths |
|---|---|
| Half Baths | 11 Half Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 2,352 sqft Living Area |
| Gross Area | 12,160 sqft |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 3,484,800 sqft (80 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1,092 sqft |
| Deck Area | Deck Area |
| Total Buildings | 4 Buildings |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 15797 LOWER SPRING CREEK RD |
|---|---|
| City | HERMOSA |
| State | SD |
| Zip | 57744-5108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SW4SE4 SEC 3 & NW4NE4 SEC 10 T3 R10 80 AC (BLDGS) 0031000300000700 |
| Legal Range | 10 |
| Legal Township | 03 |
| Legal Section | 03 |
| Jurisdiction | CUSTER SD |
| Township / Civil Division | EAST CUSTER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 965100 |
15797 Lower Spring Creek Rd, a rural home, is owned and occupied by two individuals who acquired it in March 2008.
Source: Custer County records, as of September 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15797 LOWER SPRING CREEK RD, HERMOSA, SD 57744-5108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 21, 2008 |
| Transfer Doc | 000048/401 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 15797 Lower Spring Creek Rd was $7,694.
Source: Custer County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Custer County |
| Unified School District | Custer School District 16-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $444,864 (-58.34%) Building $444,864 | ||
| 2025 | $7,694.00 | $1,067,871 Land $39,666 Building $1,028,205 | |
| 2023 | $8,013.00 | $1,002,100 Land $40,095 Building $962,005 | |
| 2022 | $806,673 Land $38,923 Building $767,750 | ||
| 2021 | $9,223.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15797 Lower Spring Creek Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 21, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 24 (2006–2010) |
| Claims Outside the SFHA | 1 of 24 |
| Most Recent Claim | May 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15797 Lower Spring Creek Rd is high, ranking above 86% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 96% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN BLACK HILLS WATER private · serves 947 people · EPA ID SD4602309 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TSC Fiber | 1,000 / 1,000 |
No cell data coverage reported
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