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15796 Ridge Oak Rd, Willis, TX 77378 Property Records

Montgomery County property record for 15796 Ridge Oak Rd, Willis, TX 77378

Property Summary

Property TypeSingle Family Home
Details2,926 sqft
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on File
Tax Bill$331 (2025)
Deeds & MortgagesDec 2024 Construction Loan
Aug 2023 Sale
Flood ZoneZone X (minimal risk)
APN8282-09-13700

Property Details

APN / Parcel Number

Primary APN8282-09-13700
Alternative APN
  • R552712

Interior

Stories1 Story
Building Area2,926 sqft Living Area
Gross Area3,881 sqft
1st Floor Area2,926 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area87,120 sqft
View / LotFront
Garage TypeAttached
Garage Area955 sqft
PorchOpen Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address15796 RIDGE OAK RD
CityWILLIS
StateTX
Zip77378-2274
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS828209 - REPUBLIC GRAND RANCH 09, BLOCK 5, LOT 5
Legal SubdivisionREPUBLIC GRAND RANCH 09
Legal Block5
Legal Lot Number5
JurisdictionMONTGOMERY TX
Township / Civil DivisionWILLIS
Census Block Group3
Census Block3007
Census Tract694107

Owner

15796 Ridge Oak Rd is owned and occupied by two individuals.

Source: Montgomery County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address15796 RIDGE OAK RD, WILLIS, TX 77378-2274
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2024Deed of Trust, Mortgage · Construction Mortgage
CENTENNIAL BANK
Aug 31, 2023Warranty Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address15796 RIDGE OAK RD, WILLIS, TX 77378-2274
Transaction TypeMortgage
Record UpdatedDec 1, 2025
Title CompanyENVISION TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1305 CONVAIR CT, MIDLAND, TX 79705-2369

Mortgage

Document Number0000128777
DateDec 23, 2024
Instrument2024128777
Lender
NameCENTENNIAL BANK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2055
Interest
Rate TypeAdjustable Rate
Rate7.25%
Type Change DateJan 1, 2031
Change FrequencyAnnually
Min Rate At Change5.25%
Max Rate At Change9.25%
Index1-Year T-Bill
Max Rate13.2%

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TX
Recording DateAug 31, 2023
Property Address15796 RIDGE OAK RD, WILLIS, TX 77378-2274
Document Number0000082361
Map ReferenceCAB Z SH 9696
Instrument DateAug 29, 2023
Instrument2023082361
Transaction TypeTransfer
Record UpdatedDec 1, 2025
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address183 WATER ST, WILLIAMSTOWN, MA 01267-2830

Transferred To (Grantee/Buyer)

NameVerified Name
Address1305 CONVAIR CT, MIDLAND, TX 79705-2369
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 15796 Ridge Oak Rd was $331 with a homeowner's exemption, up 19.5% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictWillis Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$851,354 (+4,173.87%) Land $166,000 Building $685,354$851,354 (+412.86%) Land $166,000 Building $685,354
2025$331.00 (+19.49%)$19,920 Land $166,000$166,000 Land $166,000
2024$277.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15796 Ridge Oak Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15796 Ridge Oak Rd is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 79% of Texas
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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