Collier County property record for 15792 Derna St, Naples, FL 34114
| Property Type | Single Family Home |
|---|---|
| Details | 2,440 sqft · built 2025 |
| Lot Size | 0.198 acres (8,622 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,128,938 (Jul 2025) |
| Tax Bill | $3,648 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 291672 4096C18 |
| Primary APN | 291672 4096C18 |
|---|---|
| Alternative APN |
|
| Building Area | 2,440 sqft Living Area |
|---|
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 8,622 sqft (0.198 acres) |
| Deck Area | Deck Area |
| Street Address | 15792 DERNA ST |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34114-3219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ESPLANADE BY THE ISLANDS PH 3 REPLAT LOT 409 |
| Legal Subdivision | ESPLANADE BY THE ISLANDS PH3R PH 3 REPLA |
| Legal Lot Number | 409 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | EVERGLADES |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 11111 |
15792 Derna St is owned and occupied by two individuals who bought it in July 2025.
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15792 DERNA ST, NAPLES, FL 34114-3219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2025 · Amount on File |
| Deed Sale | Jul 3, 2025 · Amount on File |
| Deed Document Number | 20256701713 |
| Deed Book / Page | 6485 / 322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Jul 3, 2025 |
| Property Address | 15792 DERNA ST, NAPLES, FL 34114-3219 |
| Document Number | 0064850322 |
| Book / Page | 6485 / 322 |
| Map Reference | MB 74 PG 35 |
| Instrument Date | Jun 27, 2025 |
| Instrument | 6701713 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | INSPIRED TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,903.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28100 BONITA GRANDE DR STE 102, 102, BONITA SPRINGS, FL 34135-6220 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15792 DERNA ST, NAPLES, FL 34114-3219 |
| Document Number | 0006485324 |
|---|---|
| Date | Jul 3, 2025 |
| Instrument | 6485/324 |
| Name | MONSON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 15792 Derna St was $3,648, up 20.1% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $893,067 (+1,971.46%) Land $57,078 Building $835,989 | $893,067 (+1,971.46%) Land $57,078 Building $835,989 | |
| 2025 | $3,648.00 (+20.08%) | $43,113 Land $43,113 | $43,113 Land $43,113 |
| 2024 | $3,038.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 15792 Derna St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 429 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 705 units insured incl. 276 condo units |
| Nearby Flood Claims | 2 (2024–2026) |
| Most Recent Claim | Mar 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15792 Derna St is moderate, ranking above 62% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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