15790 E 885th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 15790 E 885th Ave, Effingham, IL 62401 · Last verified August 2023

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1978
Square Footage	1,587 sqft Base Area
Lot Size	143,748 sqft (3.3 acres)
Garage	864 sqft
Occupancy	Owner Occupied
Last Sale	$160,000 (2022)
Tax Bill	$2,052.00 (2022)

Property Details

APN / Parcel Number

Primary APN	`14-10-022-027`

Interior

Building Area	1,587 sqft Base Area
Basement Area	1,587 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1978
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Lot Area	143,748 sqft (3.3 acres)
Parking Spaces	3 Parking Spaces
Garage Area	864 sqft Garage

Location & Zoning

Street Address	15790 E 885TH AVE
City	EFFINGHAM
State	IL
Zip	62401-4889
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 14 SOUTH ESTATES SUB ADD 1 3819/225 2019/28 555/9
Legal Subdivision	SOUTH ESTATES SUBDIVISION ADDITION
Legal Lot Number	14
Jurisdiction	EFFINGHAM IL
Minor Civil Division	WATSON
Census Blockgroup	2
Census Block	2034
Census Tract	950500

Owner

Source: Effingham County records · APN 14-10-022-027

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	15790 E 885TH AVE, EFFINGHAM, IL 62401-4889
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 2022 · Amount on Record
Deed Sale	Oct 27, 2022 · Amount on Record
Deed Doc Number	202222004326
Deed Book / Page	3819 / 225
Record Refreshed	Jun 07, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Oct 27, 2022
Property Address	15790 E 885TH AVE, EFFINGHAM, IL 62401-4889
Document Number	003819/225
Book / Page	3819 / 225
Map Reference	MB 11 PG 183
Instrument Date	Oct 19, 2022
Instrument	202222004326
Transaction Type	Transfer
Record Updated	Dec 01, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	15790 E 885TH AVE, EFFINGHAM, IL 62401-4889

Mortgage

Document Number	202222004327
Date	Oct 27, 2022
Instrument	202222004327

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 01, 2029
Change Frequency	Quarterly
Min Rate At Change	1%
Max Rate At Change	9.5%
Index	Other
Margin	3
Max Rate	9.5%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$2,052.00 Homeowner's exemption Senior Citizen's exemption	$68,730 Land $10,360 Building $58,370	$206,190 Land $31,080 Building $175,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.