15790 262nd St, Cold Spring, MN 56320 Property Records

Stearns County property record for 15790 262nd St, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,284 sqft · built 2018
Lot Size	22.1 acres (966,161 sqft)
Owner	Individual Name on Record
Last Sale	$181,764 (May 2017)
Tax Bill	$8,282 (2026)
Deeds & Mortgages	May 2026 Transfer May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-03164-0951`

Property Details

APN / Parcel Number

Primary APN	`05-03164-0951`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,284 sqft Living Area
1st Floor Area	2,284 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	966,161 sqft (22.1 acres)
Garage Type	Attached
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	15790 262ND ST
City	COLD SPRING
State	MN
Zip	56320-9827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLK 001 HERITAGE LAKE ESTATES SECTION 34 TOWNSHIP 124 RANGE 030 SECTION 34 TOWNSHIP 124 RANGE 030
Legal Range	30W
Legal Township	124
Legal Section	34
Legal Subdivision	HERITAGE LAKE ESTATES
Legal Block	1
Legal Lot Number	2
Jurisdiction	STEARNS MN
Township / Civil Division	COLLEGEVILLE
Census Block Group	3
Census Block	3005
Census Tract	11302

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15790 262ND ST, COLD SPRING, MN 56320-9827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
May 10, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2017 · Amount on Record
Deed Sale	May 10, 2017 · Amount on Record
Deed Document Number	20171495152
Last Transfer Date	Mar 20, 2026
Transfer Doc	0001713426
Record Updated	Sep 20, 2026

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STEARNS MN
Recording Date	May 20, 2026
Property Address	15790 262ND ST, COLD SPRING, MN 56320-9827
Document Number	0001713426
Instrument Date	Mar 20, 2026
Instrument	20261713426
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15790 262ND ST, COLD SPRING, MN 56320-9827
Investor	Possibly a Property Investor

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 10, 2017
Property Address	15790 262ND ST, COLD SPRING, MN 56320-9827
Document Number	00A1495152
Instrument Date	Apr 21, 2017
Instrument	A1495152
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$599.82
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	247 17TH AVE SE, SAINT JOSEPH, MN 56374-9821
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Collegeville Township
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,282.00 (+19.75%)	$884,200 (+5.93%) Land $212,100 Building $672,100	$884,200 (+5.93%) Land $212,100 Building $672,100
2025		$834,700 (+2.67%) Land $200,500 Building $634,200	$834,700 (+2.67%) Land $200,500 Building $634,200
2023	$6,916.00	$813,000 Land $189,900 Building $623,100	$813,000 Land $189,900 Building $623,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1984–2022)
Most Recent Claim	May 2022 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 67% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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