1579 Swan Lake Cir, Dundee, FL 33838 Property Records

Polk County property record for 1579 Swan Lake Cir, Dundee, FL 33838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,563 sqft · built 2020
Lot Size	0.173 acres (7,553 sqft)
Owner	Individual Name on File
Last Sale	$265,200 (Sep 2025)
Tax Bill	$3,592 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-28-27-835826-000170`

Property Details

APN / Parcel Number

Primary APN	`27-28-27-835826-000170`
Alternative APN	`72827000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,563 sqft Living Area
Gross Area	1,982 sqft
1st Floor Area	1,563 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	7,553 sqft (0.173 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	419 sqft
Porch	Finished/Open Porch

Location & Zoning

Street Address	1579 SWAN LAKE CIR
City	DUNDEE
State	FL
Zip	33838-4379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RIDGE AT SWAN LAKE PB 146 PG 38-40 LOT 17
Legal Range	27E
Legal Township	28S
Legal Section	27
Legal Subdivision	RIDGE AT SWAN LAKE
Legal Tract	835826
Legal Block	1
Legal Lot Number	17
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1062
Census Tract	14121

Owner

1579 Swan Lake Cir is owned by an individual who bought it in September 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	581 CROWN ST, 38, MERIDEN, CT 06450-6446
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 14, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage ONETRUST HM LOANS
Jul 9, 2019	Grant Deed, Transfer SUNBELT TITLE (AGENCY)
Jan 29, 2018	Loan Modification, Mortgage · Line of Credit CENTENNIAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2025 · Amount on File
Deed Sale	Sep 19, 2025 · Amount on File
Prior Sale	Oct 14, 2020 · Amount on File
Deed Document Number	2025220558
Deed Book / Page	13705 / 759
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 19, 2025
Property Address	1579 SWAN LAKE CIR, DUNDEE, FL 33838-4379
Document Number	0000220558
Book / Page	13705 / 759
Map Reference	MB 146 PG 38
Instrument Date	Sep 8, 2025
Instrument	2025220558
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	ATTORNEYS KEY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,856.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1937 QUAIL FIELDS CIR, WINTER HAVEN, FL 33884-5262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 CROWN ST APT 38, 38, MERIDEN, CT 06450-6446

Mortgage

Document Number	0013705761
Date	Sep 19, 2025
Instrument	13705/761

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

October 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Oct 14, 2020
Property Address	1579 SWAN LAKE CIR, DUNDEE, FL 33838-4379
Document Number	0114120745
Book / Page	011412 / 000745
Instrument Date	Sep 23, 2020
Instrument	216218
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 2, 2020
Title Company	EMPOWER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,539.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1579 SWAN LAKE CIR DUNDEE FL 338384379, DUNDEE, FL 33838-4379

Mortgage

Document Number	114120747
Date	Oct 14, 2020
Book Page	011412/000747
Instrument	216219

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jul 9, 2019
Property Address	1579 SWAN LAKE CIR, DUNDEE, FL 33838-4379
Document Number	0109001057
Book / Page	010900 / 001057
Instrument Date	Jul 1, 2019
Instrument	141952
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount on Record
Tax	$12,576.02
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1450 LAKE ROBBINS DR #4 THE WOODLANDS TX 773803258, 4, THE WOODLANDS, TX 77380-3258
Investor	Possibly a Property Investor

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Recording Date	Jan 29, 2018
Property Address	1579 SWAN LAKE CIR, DUNDEE, FL 33838-4379
Document Number	0103801736
Book / Page	010380 / 001736
Instrument Date	Jan 19, 2018
Instrument	20840
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1731 BOGGY CREEK RD KISSIMMEE FL 34744, KISSIMMEE, FL 34744

Mortgage

Document Number	103801736
Date	Jan 29, 2018
Book Page	010380/001736
Instrument	20840

Lender

Name	CENTENNIAL BK
Type	Bank
Address	625 N CENTRAL AVE, KISSIMMEE, FL 34741-5006

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 1579 Swan Lake Cir was $3,592, down 8% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Dundee Town
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,529 (-3.99%) Land $42,000 Building $172,529	$214,529 (-3.99%) Land $42,000 Building $172,529
2025	$3,592.00 (-8.04%)	$223,450 (-3.6%) Land $42,000 Building $181,450	$223,450 (-3.6%) Land $42,000 Building $181,450
2024	$3,906.00 (-16%) Homeowner's exemption	$231,800 (-8.05%) Land $42,000 Building $189,800	$231,800 (-8.05%) Land $42,000 Building $189,800
2023	$4,650.00 (+8.85%)	$252,086 (+9.88%) Land $40,000 Building $212,086	$252,086 (+9.88%) Land $40,000 Building $212,086
2022	$4,272.00	$229,419 Land $34,000 Building $195,419	$229,419 Land $34,000 Building $195,419

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1579 Swan Lake Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2002–2004)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1579 Swan Lake Cir is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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