1579 Sinking Springs Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 1579 Sinking Springs Dr, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details4 ba · 1,120 sqft · built 1997
Lot Size0.45 acres (19,602 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (Aug 2021)
Tax Bill$9,169 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Sep 2020 Sale & Mortgage
APN04-18-0-404-011

Property Details

APN / Parcel Number

Primary APN04-18-0-404-011

Interior

Full Baths4 Baths
Stories2 Stories
Building Area1,120 sqft Living Area
Upper Floors Area19 sqft
Basement Area1,120 sqft
Finished Basement1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2003
Construction TypeFrame
Lot Area19,602 sqft (0.45 acres)
Garage TypeMixed
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area480 sqft
Deck Area192 sqft
Patio Area372 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1579 SINKING SPRINGS DR
CityO FALLON
StateIL
Zip62269-6658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNOLIN CREEK EST 2NDADD AT LINCOLN FARM LOT/SEC-59 A02713897
Legal SubdivisionNOLIN CREEK
Legal Block404
Legal Lot Number59
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group1
Census Block1023
Census Tract504355

Owner

1579 Sinking Springs Dr is owned and occupied by two individuals who bought it in August 2021.

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1579 SINKING SPRINGS DR, O FALLON, IL 62269-6658
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2021Warranty Deed, Transfer · VA Mortgage
USAA FSB
Sep 4, 2020Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2021 · Amount on File
Deed SaleAug 25, 2021 · Amount on File
Prior SaleSep 4, 2020 · Amount on File
Deed Document Number20212713897
Prior Transfer DateOct 17, 2005
Prior Transfer Doc4251/1579
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateAug 25, 2021
Property Address1579 SINKING SPRINGS DR, O FALLON, IL 62269-6658
Document NumberA02713897
Map ReferenceMB 95 PG 14
Instrument DateJul 29, 2021
InstrumentA02713897
Transaction TypeTransfer
Record UpdatedSep 9, 2021
Title CompanyCOMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$487.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
AddressPSC 2 BOX 10265 # 10265, 10265, APOAE XX 9012

Mortgage

Document NumberA02713898
DateAug 25, 2021
InstrumentA02713898
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateSep 4, 2020
Property Address1579 SINKING SPRINGS DR, O FALLON, IL 62269-6658
Document Number00A2665986
Instrument DateAug 26, 2020
Instrument2665986
Transaction TypeTransfer
Record UpdatedOct 21, 2020
Title CompanyCOMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$428.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9808 JOHNSON DR SHERWOOD AR 721208063, SHERWOOD, AR 72120-8063

Mortgage

Document NumberA2665989
DateSep 4, 2020
Instrument2665989
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1579 Sinking Springs Dr was $9,169 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,169.00$133,201 (+9.62%) Land $31,967 Building $101,234$399,603 (+9.62%) Land $95,901 Building $303,702
2024$121,512 Land $29,162 Building $92,350$364,536 Land $87,486 Building $277,050
2022$99,152 Land $23,796 Building $75,356$297,456 Land $71,388 Building $226,068

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1579 Sinking Springs Dr; there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1980–2022)
Claims Outside the SFHA2 of 4
Most Recent ClaimJul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1579 Sinking Springs Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wisper ISP
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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