15786 N Smith Ave, Hauser (Post Falls), ID 83854 Property Records

Kootenai County property record for 15786 N Smith Ave, Hauser, ID 83854

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,530 sqft · built 1998
Lot Size	9.67 acres (421,530 sqft)
Owner	Trust Name on File
Last Sale	$620,000 (Mar 2018)
Tax Bill	$2,563 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`51N05W068900`

Property Details

APN / Parcel Number

Primary APN	`51N05W068900`
Alternative APN	`168412`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,530 sqft Living Area
1st Floor Area	528 sqft
Basement Area	528 sqft
Finished Basement	528 sqft
Family Room	Family Room
Great Room	Great Room

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Lot Area	421,530 sqft (9.67 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater

Location & Zoning

Account Number	168412
Street Address	15786 N SMITH AVE
City	HAUSER
State	ID
Zip	83854-4789
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESRES
Legal Description	PTN TAX#25881 [IN SW-SE] 0651N05W
Legal Range	05W
Legal Township	51N
Legal Section	06
Legal Subdivision	SW-SE
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	3
Census Block	3001
Census Tract	301

Owner

15786 N Smith Ave is owner-occupied and held in a trust since July 2023.

Source: Kootenai County records, as of March 19, 2026

Owner of Record	Trust Name on File
Mailing Address	15786 N SMITH AVE, HAUSER, ID 83854-4789
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Jul 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Dec 8, 2017	Deed of Trust, Mortgage · ARM QUICKEN LOANS INC
Mar 29, 2018	Deed of Trust, Mortgage · ARM QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2018 · Amount on File
Deed Sale	Mar 29, 2018 · Amount on File
Prior Sale	Dec 8, 2017 · Amount on File
Deed Document Number	20182637104000
Last Transfer Date	Jul 18, 2023
Transfer Doc	0002944181
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	15786 N SMITH AVE, HAUSER, ID 83854-4789
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2944182000
Date	Aug 3, 2023
Instrument	2944182000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 2, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	15786 N SMITH AVE, HAUSER, ID 83854-4789
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2942893000
Date	Jul 24, 2023
Instrument	2942893000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 23, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	15786 N SMITH AVE, HAUSER, ID 83854-4789
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2650552000
Date	Jul 2, 2018
Instrument	2650552000

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	15786 N SMITH AVE, HAUSER, ID 83854-4789
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2623568000
Date	Dec 8, 2017
Instrument	2623568000

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	15786 N SMITH AVE, HAUSER, ID 83854-4789
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2637105000
Date	Mar 29, 2018
Instrument	2637105000

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	ARM
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

The 2025 property tax bill for 15786 N Smith Ave was $2,563 with a homeowner's exemption, down 12.2% from the year before.

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,563.00 (-12.2%) Homeowner's exemption	$1,030,066 Land $260,606 Building $769,460	$1,168,606 Land $399,146 Building $769,460
2024	$2,919.00 (+3.18%)
2023	$2,829.00 (-33.76%) Homeowner's exemption	$1,020,187 (-17.53%) Land $241,336 Building $778,851	$1,158,797 (-11.93%) Land $379,946 Building $778,851
2022	$4,271.00 Homeowner's exemption	$1,237,114 Land $197,302 Building $1,039,812	$1,315,816 Land $276,004 Building $1,039,812

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15786 N Smith Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15786 N Smith Ave is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 81% of Idaho
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	25 / 5

May also be available: AT&T, Intermax Networks, Wired or Wireless.

Cell Coverage

4G LTE only, no 5G reported

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