1. Home
  2. Florida
  3. Suwannee County
  4. Live Oak
  5. 76th St

15786 76th St, Live Oak, FL 32060 Property Records

Suwannee County property record for 15786 76th St, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,551 sqft · built 2017
Lot Size4.82 acres (209,959 sqft)
Owner2 Individual Names on Record
Last Sale$25,000 (Jun 2016)
Tax Bill$2,706 (2024)
Deeds & MortgagesJun 2019 Line of Credit
May 2018 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-02S-12E-09925-000010

Property Details

APN / Parcel Number

Primary APN13-02S-12E-09925-000010
Alternative APN
  • 09925000010

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,551 sqft Living Area
1st Floor Area1,863 sqft
2nd Floor Area810 sqft
Upper Floors Area810 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2022
Exterior MaterialBrick
Lot Area209,959 sqft (4.82 acres)
Garage Area585 sqft
Patio Area328 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number09925000010
Street Address15786 76TH ST
CityLIVE OAK
StateFL
Zip32060-8620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 5.39 ACRES LOT 1 NATHAN OAKS ESTATES LESS ROAD R/W ORB 1929 P 208 WD YR 2017 ORB 2047 P 131 WD YR 2019
Legal Range12E
Legal Township02S
Legal Section13
Legal SubdivisionNATHAN OAKS ESTATES
Legal Lot Number1
Legal Unit1
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group1
Census Block1021
Census Tract970401

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15786 76TH ST, LIVE OAK, FL 32060-8620
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2019Deed of Trust, Mortgage · Line of Credit
FLORIDA CU
May 3, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 7, 2017Loan Modification, Mortgage
FIRST FSB/FL
Mar 2, 2017Trustee's Deed, Construction Loan · Construction Mortgage
FIRST FSB/FL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2016 · Amount on Record
Deed SaleJun 27, 2016 · Amount on Record
Prior SaleJun 27, 2016 · Amount on Record
Deed Document Number0000183163
Deed Book / Page001929 / 000208
Last Transfer DateMay 3, 2018
Transfer Doc0000202954
Record UpdatedJun 8, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address15786 76TH ST, LIVE OAK, FL 32060-8620
Document Number0000216027
Instrument DateJun 15, 2019
Transaction TypeMortgage
Record UpdatedJul 26, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15786 76TH ST LIVE OAK FL 320608620, LIVE OAK, FL 32060-8620

Mortgage

Document Number0000216027
DateJun 20, 2019
Book Page002124/000142
Instrument216027
Lender
NameFLORIDA CU
TypeCredit Union
AddressGAINESVILLE, FL 32627
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 19, 2039
Interest
Rate TypeAdjustable Rate

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUWANNEE FL
Recording DateMay 3, 2018
Property Address15786 76TH ST, LIVE OAK, FL 32060-8620
Document Number0000202954
Book / Page002047 / 000131
Instrument DateDec 7, 2017
Instrument202954
Transaction TypeTransfer
Record UpdatedMay 29, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15786 76TH ST LIVE OAK FL 320608620, LIVE OAK, FL 32060-8620

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUWANNEE FL
Property Address15786 76TH ST, LIVE OAK, FL 32060-8620
Document Number0000198440
Book / Page002020 / 000319
Instrument DateDec 7, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15786 76TH ST LIVE OAK FL 32060, LIVE OAK, FL 32060

Mortgage

Document Number0000198440
DateDec 8, 2017
Book Page002020/000319
Instrument198440
Lender
NameFIRST FSB/FL
TypeFederal Savings Bank
AddressLAKE CITY, FL 32055
Agreement
AmountAmount Recorded
Term360 Months
DueDec 7, 2047
Interest
Rate TypeFixed Rate
Rate4.5%

March 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSUWANNEE FL
Recording DateMar 2, 2017
Property Address15786 76TH ST, LIVE OAK, FL 32060-8620
Book / Page001972 / 000470
Instrument DateFeb 24, 2017
Instrument190445
Transaction TypeConstruction Loan
Record UpdatedMar 10, 2017
Title CompanyABSTRACT AND TITLE SERVICES, ABSTRACT & TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1801 LONG ST SE LIVE OAK FL 320644522, LIVE OAK, FL 32064-4522

Mortgage

Document Number0000190445
DateMar 2, 2017
Book Page001972/000470
Instrument190445
Lender
NameFIRST FSB/FL
TypeFederal Savings Bank
AddressLAKE CITY, FL 32055
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2047

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$206,779 (+5.99%)$302,182 (+14.39%) Land $9,640 Building $292,542
2024$2,706.00 (+2.58%)
2023$2,638.00 (+2.85%) Homeowner's exemption$195,098 (+3%)$264,158 (+26.66%) Land $9,640 Building $254,518
2022$2,565.00 Homeowner's exemption$189,416$208,557 Land $9,640 Building $198,917

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber		2,000 / 2,000
Rapid Fiber Internet
Fiber		2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 76th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures