15783 N 4th St, Snelling, CA 95369 Property Records

Merced County property record for 15783 N 4th St, Snelling, CA 95369

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,755 sqft · built 2005
Lot Size	0.339 acres (14,760 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Oct 2021)
Tax Bill	$2,803 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2021 Transfer + 3 more
Flood Zone	Zone A (high risk)
APN	`043-241-015-000`

Property Details

APN / Parcel Number

Primary APN	`043-241-015-000`
Alternative APN	`043-241-015`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,755 sqft Living Area
Gross Area	2,317 sqft
1st Floor Area	1,755 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	14,760 sqft (0.339 acres)
Garage Type	Attached
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces
Patio Area	550 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	043-241-015
Street Address	15783 N 4TH ST
City	SNELLING
State	CA
Zip	95369-9616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RVRBANK EST LOT 5
Legal Subdivision	RVRBANK ESTATE
Legal Lot Number	5
Jurisdiction	MERCED CA
Township / Civil Division	SNELLING
Census Block Group	1
Census Block	1079
Census Tract	2500

Owner

15783 N 4th St is owned by two individuals who bought it in October 2021.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 464, SNELLING, CA 95369-0464
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Grant Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 21, 2021	Affidavit of Death of Joint Tenant, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 23, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Oct 31, 2018	Quit Claim Deed, Transfer TRANSCOUNTY TITLE COMPANY
Oct 31, 2018	Grant Deed, Transfer · VA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on File
Deed Sale	Oct 21, 2021 · Amount on File
Prior Sale	Oct 31, 2018 · Amount on File
Deed Document Number	202147129
Prior Transfer Date	Oct 18, 2021
Prior Transfer Doc	0000047128
Record Updated	Oct 29, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 21, 2021
Property Address	15783 N 4TH ST, SNELLING, CA 95369-9616
Document Number	0000047129
Map Reference	MB 35 PG 15&16
Instrument Date	Oct 18, 2021
Instrument	2021047129
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15789 N 4TH ST, SNELLING, CA 95369-9616

Mortgage

Document Number	0000047130
Date	Oct 21, 2021
Instrument	2021047130

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MERCED CA
Recording Date	Oct 21, 2021
Property Address	15783 N 4TH ST, SNELLING, CA 95369-9616
Document Number	0000047128
Map Reference	MB 35 PG 15&16
Instrument Date	Oct 18, 2021
Instrument	2021047128
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1355 E EMPIRE ST, CORTEZ, CO 81321-2401

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	15783 N 4TH ST, SNELLING, CA 95369-9616
Document Number	0000022849
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 263 SNELLING CA 953690263, SNELLING, CA 95369-0263

Mortgage

Document Number	0000022849
Date	Jul 29, 2019
Instrument	22849

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Oct 31, 2018
Property Address	15783 N 4TH ST, SNELLING, CA 95369-9616
Document Number	0000033877
Instrument Date	Oct 24, 2018
Instrument	33877
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	118 E MARKET ST LISBON IA 522539799, LISBON, IA 52253-9799

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 31, 2018
Property Address	15783 N 4TH ST, SNELLING, CA 95369-9616
Document Number	0000033878
Instrument Date	Oct 15, 2018
Instrument	33878
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$203.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1578 N 4 TH ST SNELLING CA 95369, SNELLING, CA 95369

Mortgage

Document Number	33879
Date	Oct 31, 2018
Instrument	33879

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15783 N 4th St was $2,803, up 2% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Snelling-Merced Falls Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$270,606 (+2%) Land $70,357 Building $200,249
2025	$2,803.00 (+2.04%)	$265,301 Land $68,978 Building $196,323
2024	$2,747.00 (+1.97%)
2023	$2,694.00 (+1.28%)	$255,000 Land $66,300 Building $188,700
2022	$2,660.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15783 N 4th St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15783 N 4th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
unWired Broadband Fixed Wireless	50 / 12

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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