Miami-Dade County property record for 15780 SW 148th Ter, Miami, FL 33196
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,467 sqft · built 1996 |
| Lot Size | 0.185 acres (8,050 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $415,000 (Jun 2019) |
| Tax Bill | $6,850 (2025) |
| Deeds & Mortgages | Jan 2021 Construction Loan Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone AH (high risk) |
| APN | 30-5920-001-0690 |
| Primary APN | 30-5920-001-0690 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,467 sqft Living Area |
| Gross Area | 3,195 sqft |
| 1st Floor Area | 2,467 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Concrete Block/Hollow Tile/Frame |
| Construction Type | Concrete Block |
| Lot Area | 8,050 sqft (0.185 acres) |
| Garage Area | 313 sqft |
| Porch | Porch |
| Porch Area | 129 sqft |
| Patio Area | 678 sqft |
| Street Address | 15780 SW 148TH TER |
|---|---|
| City | MIAMI |
| State | FL |
| Zip | 33196-5704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | A D G SUB PB 147-91 T-18843 LOT 5 BLK 2 LOT SIZE 8050 SQ FT F/A/U 30-5920-000-0010 OR 17825-4041 0997 1 COC 25597-3352 04 2007 5 |
| Legal Range | 39E |
| Legal Township | 55S |
| Legal Section | 20 |
| Legal Subdivision | A D G SUB |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KENDALE LAKES-TAMIAMI |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 19600 |
Source: Miami-Dade County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15780 SW 148TH TER, MIAMI, FL 33196-5704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2021 | Intrafamily Transfer, Transfer · Construction Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Jun 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Aug 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RAYMOND & DAMARYS RAGUSA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2019 · Amount on Record |
| Deed Sale | Jun 26, 2019 · Amount on Record |
| Prior Sale | Dec 15, 2010 · Amount on Record |
| Deed Document Number | 2019399160 |
| Deed Book / Page | 31499 / 2458 |
| Last Transfer Date | Nov 30, 2020 |
| Transfer Doc | 0000025815 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Jan 13, 2021 |
| Property Address | 15780 SW 148TH TER, MIAMI, FL 33196-5704 |
| Document Number | 0000025815 |
| Book / Page | 32287 / 2855 |
| Map Reference | MB 147 PG 91 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 2021R0025815 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15780 SW 148TH TER, 15780, MIAMI, FL 33196-5704 |
| Name | Verified Name |
|---|---|
| Address | 15780 SW 148TH TER, MIAMI, FL 33196-5704 |
| Document Number | 0000002857 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 32287/2857 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Jun 26, 2019 |
| Property Address | 15780 SW 148TH TER, MIAMI, FL 33196-5704 |
| Document Number | 0000399160 |
| Book / Page | 31499 / 2458 |
| Map Reference | MB 147 PG 91 |
| Instrument Date | Jun 18, 2019 |
| Instrument | 2019R0399160 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | FEDERATED TITLE & TRUST LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13930 SW 152ND TER, 13930, MIAMI, FL 33177-0925 |
| Name | Verified Name |
|---|---|
| Address | 15780 SW 148TH TER, MIAMI, FL 33196-5704 |
| Document Number | 0000002460 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 31499/2460 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 15780 SW 148TH TER, MIAMI, FL 33196-5704 |
| Document Number | 0000521040 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 15780 SW 148TH TER MIAMI FL 331965704, MIAMI, FL 33196-5704 |
| Document Number | 0000521040 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 031117/000188 |
| Instrument | 521040 |
| Name | RAYMOND & DAMARYS RAGUSA |
|---|---|
| Address | 4320 LINDEN AVE, WEST PALM BEACH, FL 33410-2156 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,850.00 (+6.81%) Homeowner's exemption | $392,912 (+5.99%) | $637,664 (+14.17%) Land $303,225 Building $334,439 |
| 2023 | $6,413.00 (+2.81%) Homeowner's exemption | $370,718 (+3%) | $558,511 (+11.64%) Land $264,350 Building $294,161 |
| 2022 | $6,238.00 Homeowner's exemption | $359,921 | $500,258 Land $202,150 Building $298,108 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 358 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 358 in force |
| Nearby Flood Claims | 4 (1999–2025) |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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