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15780 Rd 3, Pandora, OH 45877 Property Records

Putnam County property record for 15780 Rd 3, Pandora, OH 45877

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,218 sqft
Lot Size1.94 acres (84,594 sqft)
OwnerIndividual Name on Record
Tax Bill$1,395 (2025)
Deeds & MortgagesOct 2023 Construction Loan
Dec 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN48-016090.0100

Property Details

APN / Parcel Number

Primary APN48-016090.0100

Interior

Full Baths1 Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,218 sqft Living Area
1st Floor Area812 sqft
Upper Floors Area812 sqft
Basement Area812 sqft
Finished Basement406 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Construction TypeWood
Roof TypeGable
Roof MaterialShingle
Lot Area84,594 sqft (1.94 acres)
Garage TypeCarport
CarportCarport
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelOil
SewerConnected
Water SourcePrivate

Location & Zoning

Street Address15780 ROAD 3
CityPANDORA
StateOH
Zip45877-9735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1S 8E 15 NEMDPT SPT E SE
Legal Range8E
Legal Township1S
Legal Section15
JurisdictionPUTNAM OH
Township / Civil DivisionRILEY
Census Block Group2
Census Block2036
Census Tract30400

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2814 STATE ROUTE 12 E, PANDORA, OH 45877-9744
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2023Deed of Trust, Mortgage · Construction Mortgage
THE FIRST NATIONAL BANK OF PANDORA
Dec 21, 2021Fiduciary Deed, Transfer
Dec 5, 2008Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2009
Deed SaleJul 27, 2009
Deed Document Number20095069
Deed Book / Page606 / 695
Prior Transfer DateJun 30, 2009
Prior Transfer Doc00606/0695
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Property Address15780 ROAD 3, PANDORA, OH 45877-9735
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 DAVIS ST, FINDLAY, OH 45840-3634

Mortgage

Document Number000760/813
DateOct 12, 2023
Book Page760/813
Instrument202300003643
Lender
NameTHE FIRST NATIONAL BANK OF PANDORA
TypeBank
AddressPANDORA, OH 45877
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueNov 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7.37%
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2026
Change Frequency3 Years
Min Rate At Change4.37%
Max Rate At Change10.3%
Index3-Year CMT
Margin3
Max Rate13.3%

December 2021: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionPUTNAM OH
Recording DateDec 21, 2021
Property Address15780 ROAD 3, PANDORA, OH 45877-9735
Document Number00741/1809
Book / Page741 / 1809
Instrument DateDec 10, 2021
Instrument202100006733
Transaction TypeTransfer
Record UpdatedMar 10, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15780 ROAD 3, PANDORA, OH 45877-9735

December 2008: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM OH
Recording DateDec 5, 2008
Property Address15780 ROAD 3, PANDORA, OH 45877-9735
Document Number00597/0688
Book / Page597 / 0688
Instrument DateOct 30, 2008
Instrument200800006252
Transaction TypeTransfer
Record UpdatedJun 16, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address15780 ROAD 3, PANDORA, OH 45877-9735

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateOhio
CountyPutnam County
County SubdivisionRiley Township
Unified School DistrictPandora-Gilboa Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,395.00 (+3.26%)$46,210 (+32.79%) Land $8,700 Building $37,510$132,030 (-) Land $24,860 Building $107,170
2023$1,351.00 (+1.58%) Additional exemption filed$34,800 (-) Land $6,670 Building $28,130$132,030 (+32.79%) Land $24,860 Building $107,170
2022$1,330.00$34,800 Land $6,670 Building $28,130
2020$99,430 Land $19,060 Building $80,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MetaLINK Technologies
Fixed Wireless		500 / 100
Buckeye Wireless
Fixed Wireless		500 / 50
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
HDER Link
Fixed Wireless		100 / 100

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