San Bernardino County property record for 15780 McVay Ln, Adelanto, CA 92301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,241 sqft · built 2017 |
| Lot Size | 0.171 acres (7,440 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Sep 2025) |
| Tax Bill | $4,163 (2025) |
| Deeds & Mortgages | May 2025 Second Mortgage Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 3128-751-72-0000 |
| Primary APN | 3128-751-72-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,241 sqft Living Area |
| Gross Area | 2,661 sqft |
| 1st Floor Area | 1,009 sqft |
| 2nd Floor Area | 1,232 sqft |
| Family Room | Family Room |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 7,440 sqft (0.171 acres) |
| Lot Dimensions | 124 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 78 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 15780 MCVAY LN |
|---|---|
| City | ADELANTO |
| State | CA |
| Zip | 92301-6306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 16930-1 LOT 72 BOOK 327 PAGE 29 |
| Legal Subdivision | 327M29-32 |
| Legal Tract | 16930-1 |
| Legal Block | 2 |
| Legal Lot Number | 72 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 9129 |
15780 McVay Ln is owned and occupied by two individuals who bought it in September 2025.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15780 MCVAY LN, ADELANTO, CA 92301-6306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU |
| Sep 11, 2025 | Grant Deed, Transfer · FHA Mortgage ML MORTGAGE CORP |
| Feb 9, 2018 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2025 · Amount on File |
| Deed Sale | Sep 11, 2025 · Amount on File |
| Prior Sale | Dec 21, 2016 · Amount on File |
| Deed Document Number | 2025220117 |
| Prior Transfer Date | Feb 9, 2018 |
| Prior Transfer Doc | 0000050436 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 15780 MCVAY LN, ADELANTO, CA 92301-6306 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2025 |
| Title Company | ANDWOOD TITLE, LANDWOOD TITLE |
| Name | Verified Name |
|---|---|
| Address | 15780 MCVAY LN, ADELANTO, CA 92301-6306 |
| Investor | Possibly a Property Investor |
| Document Number | 0000114303 |
|---|---|
| Date | May 20, 2025 |
| Instrument | 2025-0114303 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 19, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Sep 11, 2025 |
| Property Address | 15780 MCVAY LN, ADELANTO, CA 92301-6306 |
| Document Number | 0000220117 |
| Map Reference | MB 327 PG 29-32 |
| Instrument Date | Aug 23, 2025 |
| Instrument | 2025-0220117 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE IE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15780 MCVAY LN, ADELANTO, CA 92301-6306 |
| Document Number | 0000220118 |
|---|---|
| Date | Sep 11, 2025 |
| Instrument | 2025-0220118 |
| Name | ML MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Feb 9, 2018 |
| Property Address | 15780 MCVAY LN, ADELANTO, CA 92301-6306 |
| Document Number | 0000050436 |
| Map Reference | MB 327 PG 29-32 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 2018-0050436 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | LAWYERS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15780 MCVAY LN, ADELANTO, CA 92301-6306 |
| Investor | Possibly a Property Investor |
| Document Number | 0000050440 |
|---|---|
| Date | Feb 9, 2018 |
| Instrument | 2018-0050440 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | 26642 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 15780 McVay Ln was $4,163.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Adelanto City |
| County | San Bernardino County |
| Elementary School District | Adelanto Elementary School District (KG - 06) |
| Secondary School District | Victor Valley Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $450,000 (+42.83%) Land $90,000 Building $360,000 | |
| 2025 | $4,163.00 Homeowner's exemption | $315,055 Land $63,012 Building $252,043 |
| 2023 | $3,875.00 (+4.08%) Homeowner's exemption | $302,821 Land $60,565 Building $242,256 |
| 2022 | $3,723.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 15780 McVay Ln in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15780 McVay Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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