St. Clair County property record for 1578 River Rd, Saint Clair, MI 48079 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Square Footage | 1,830 sqft Living Area |
| Lot Size | 18,252 sqft (0.419 acres) |
| Garage | 709 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2025) |
| Tax Bill | $3,759.00 (2025) |
| Primary APN | 74-30-200-0081-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,830 sqft Living Area |
| 1st Floor | 1,830 sqft 1st Floor |
| Basement Area | 1,830 sqft Basement |
| Architectural Style | Ranch Style |
|---|---|
| Lot Area | 18,252 sqft (0.419 acres) |
| Lot Depth | 213 ft Depth |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 709 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1578 RIVER RD |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-3628 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 214 BLUE RIVER GARDENS SUB NO 2 T5NR17E |
| Legal Subdivision | BLUE RIVER GARDENS SUB |
| Legal Lot Number | 214 |
| Legal Unit | 214 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | ST. CLAIR |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 640100 |
Source: St. Clair County records · APN 74-30-200-0081-000
Assessment roll updated October 7, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 37645 LAKEVILLE ST, HARRISON TOWNSHIP, MI 48045-2882 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 07, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage US MORTGAGE CAPITAL INC |
| Mar 12, 2020 | Deed of Trust, Mortgage · Commercial Mortgage NORTHSTAR BANK |
| Apr 19, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CHRISTENSEN FINANCIAL INC |
| Sep 13, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 25, 2025 · Amount on Record |
| Deed Sale | Apr 25, 2025 · Amount on Record |
| Prior Sale | Apr 19, 2021 · Amount on Record |
| Deed Doc Number | 20257974 |
| Deed Book / Page | 5808 / 325 |
| Prior Transfer Date | Dec 31, 2009 |
| Prior Transfer Doc | 004080/388 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 07, 2026 |
| Property Address | 1578 RIVER RD, SAINT CLAIR, MI 48079-3628 |
| Document Number | 0000009267 |
| Book / Page | 5921 / 876 |
| Instrument Date | May 01, 2026 |
| Instrument | 20269267 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1578 RIVER RD, SAINT CLAIR, MI 48079-3628 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009267, |
|---|---|
| Date | May 07, 2026 |
| Book Page | 5921/876 |
| Instrument | 20269267 |
| Name | US MORTGAGE CAPITAL INC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1578 RIVER RD, SAINT CLAIR, MI 48079-3628 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | HOME TITLE |
| Name | Verified Name |
|---|
| Document Number | 0005162953 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 5162/953 |
| Instrument | 2020006205 |
| Name | NORTHSTAR BANK |
|---|---|
| Type | Bank |
| Address | BAD AXE, MI 48413 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 19, 2021 |
| Property Address | 1578 RIVER RD, SAINT CLAIR, MI 48079-3628 |
| Document Number | 0005354224 |
| Book / Page | 5354 / 224 |
| Map Reference | LB 57 PG 28 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 2021012161 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | SERVICE ONE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,276.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6800 KING RD # RDE5, 6800, MARINE CITY, MI 48039-1450 |
| Name | Verified Name |
|---|---|
| Address | 1243 E HARRY AVE, HAZEL PARK, MI 48030-2155 |
| Document Number | 0005349178 |
|---|---|
| Date | Apr 09, 2021 |
| Book Page | 5349/178 |
| Instrument | 2021011149 |
| Name | CHRISTENSEN FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 13, 2019 |
| Property Address | 1578 RIVER RD, SAINT CLAIR, MI 48079-3628 |
| Document Number | 0050960469 |
| Book / Page | 005096 / 000469 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6800 KING RD MARINE CITY MI 480391450, MARINE CITY, MI 48039-1450 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,759.00 (-28.97%) Homeowner's exemption | $263,500 (+15.82%) | |
| 2024 | $5,292.00 (+11.62%) | $527,000 (+15.82%) | |
| 2023 | $227,500 | ||
| 2022 | $4,741.00 | $455,000 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 7% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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