1578 Harrell Ln, Clarksville, TN 37043 Property Records

Montgomery County property record for 1578 Harrell Ln, Clarksville, TN 37043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,602 sqft · built 1988
Lot Size	6.58 acres (286,625 sqft)
Owner	Individual Name on Record
Last Sale	$223,950 (Nov 2014)
Tax Bill	$2,255 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109 10.04`

Property Details

APN / Parcel Number

Primary APN	`109 10.04`
Alternative APNs	`109 01004 000` `63875`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,602 sqft Living Area
Gross Area	4,588 sqft
1st Floor Area	1,458 sqft
Upper Floors Area	144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	286,625 sqft (6.58 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	624 sqft

Exterior Amenities

Porch	Porch
Porch Area	140 sqft
Deck Area	76 sqft
Patio Area	894 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1578 HARRELL LN
City	CLARKSVILLE
State	TN
Zip	37043-8262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	ROY L.SMITH DIED DECEMBER 9,2012,LEAVING DIANE M. SMITH AS THE SOLE OWNER OF SAID PROPERTY. P/U WD DECKS T-94. NEW ADDRESS
Jurisdiction	MONTGOMERY TN
Township / Civil Division	3
Census Block Group	3
Census Block	3020
Census Tract	101806

Owner

Source: Montgomery County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1578 HARRELL LN, CLARKSVILLE, TN 37043-8262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2014 · Amount on Record
Deed Sale	Nov 7, 2014 · Amount on Record
Deed Document Number	20141027366
Deed Book / Page	1591 / 2992
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Recording Date	May 22, 2026
Property Address	1578 HARRELL LN, CLARKSVILLE, TN 37043-8262
Document Number	0001544908
Book / Page	2491 / 3321
Instrument Date	May 8, 2026
Instrument	20261544908
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1578 HARRELL LN, CLARKSVILLE, TN 37043-8262

Mortgage

Document Number	0001544908,
Date	May 22, 2026
Book Page	2491/3321
Instrument	20261544908

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2056

Interest

Rate	6.37%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	1578 HARRELL LN, CLARKSVILLE, TN 37043-8262
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	CMC SETTLEMENT SERVICES, AMC SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2081/2203
Date	Apr 13, 2021
Book Page	2081/2203
Instrument	1310777

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,255.00	$107,400 (-)	$429,600 (-) Land $216,700 Building $212,900
2024	$2,255.00 (+78.12%)	$107,400 (+153.6%)	$429,600 (+153.6%) Land $216,700 Building $212,900
2023	$1,266.00	$42,350 (-)
2022	$1,266.00	$42,350	$169,400 Land $69,300 Building $100,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MONTGOMERY U.D. serves 18,382 people · EPA ID TN0000218
Water Source	Purchased surface water from CUNNINGHAM EAST-MONTG WTP
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CDE Lightband Fiber	1,000 / 1,000
Cumberland Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

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