Orange County property record for 1578 Elm Ave, Costa Mesa, CA 92626
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,600 sqft · built 1959 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,461 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 139-312-13 |
| Primary APN | 139-312-13 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Lot Area | 8,000 sqft (0.184 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 1578 ELM AVE |
|---|---|
| City | COSTA MESA |
| State | CA |
| Zip | 92626-4959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 3487 BLK LOT 91 |
| Legal Tract | 3487 |
| Legal Lot Number | 91 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | CENTRAL COAST |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 63802 |
1578 Elm Ave is owned and occupied by two individuals who acquired it in September 2010.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1578 ELM AVE, COSTA MESA, CA 92626-4959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 10, 2010 |
| Transfer Doc | 0000469924 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 1578 ELM AVE, COSTA MESA, CA 92626-4959 |
| Document Number | 0000012482 |
| Instrument Date | Jan 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2020 |
| Title Company | CALIFORNIA MEMBERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1578 ELM AVE COSTA MESA CA 926264959, COSTA MESA, CA 92626-4959 |
| Document Number | 0000012482 |
|---|---|
| Date | Jan 13, 2020 |
| Instrument | 12482 |
| Name | CREDIT UNION/STHRN CA |
|---|---|
| Type | Credit Union |
| Address | LA HABRA, CA 90631 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 12, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1578 Elm Ave was $3,461 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Costa Mesa City |
| Unified School District | Newport-Mesa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $238,286 (+2%) Land $134,356 Building $103,930 | |
| 2025 | $3,461.00 Homeowner's exemption | $233,614 Land $131,721 Building $101,893 |
| 2023 | $3,198.00 (+5.44%) Homeowner's exemption | $224,544 Land $126,606 Building $97,938 |
| 2022 | $3,033.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1578 Elm Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1578 Elm Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Cosmo Network Solutions Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, GeoLinks.
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