1578 Echo Cir, Heber, AZ 85928 Property Records

Navajo County property record for 1578 Echo Cir, Heber, AZ 85928

Property Summary

Property Type	Single Family Home
Details	1,408 sqft · built 1996
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Apr 2016)
Tax Bill	$1,737 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`207-02-134`

Property Details

APN / Parcel Number

Primary APN	`207-02-134`

Interior

Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	1,936 sqft
1st Floor Area	1,408 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Combination
Construction Type	Wood
Roof Material	Metal
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Garage Area	528 sqft

Exterior Amenities

Porch	Open Slab
Porch Area	144 sqft
Deck Area	Deck Area
Patio Area	355 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1578 ECHO CIR
City	HEBER
State	AZ
Zip	85928-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	HIGH COUNTRY PINES:LOT 134 PER PLAT 15-30&31
Legal Range	16E
Legal Township	12N
Legal Section	15
Legal Subdivision	HIGH COUNTRY PINES
Legal Lot Number	134
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1041
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 522, HEBER, AZ 85928-0522
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2016 · Amount on Record
Deed Sale	Apr 25, 2016 · Amount on Record
Deed Document Number	20165133
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	1578 ECHO CIR, HEBER, AZ 85928-9507
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1578 ECHO CIR, HEBER, AZ 85928-9507

Mortgage

Document Number	0000006220
Date	Mar 28, 2022
Instrument	2022-06220

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$367,752 (+3.96%) Land $60,000 Building $307,752
2025	$1,737.00 (+4.39%)	$35,375 Land $5,150 Building $30,225	$353,746 Land $51,500 Building $302,246
2023	$1,664.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2002–2008)
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 93% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CS HIGH COUNTRY PINES WATER COMPANY private · serves 668 people · EPA ID AZ0409329
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	11 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	90 / 5
Verizon Fixed Wireless	25 / 6

May also be available: Conexon Connect, Sparklight.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Echo Cir

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