DeSoto County property record for 1578 Creek Haven Dr, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,451 sqft · built 2022 |
| Lot Size | 0.276 acres (12,056 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,736 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Oct 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-6-23-12-0-00193-00 |
| Primary APN | 3-08-6-23-12-0-00193-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,451 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 12,056 sqft (0.276 acres) |
| Street Address | 1578 CREEK HAVEN DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | MONTCLAIR S/D PHASE 5 LOT 193 |
| Legal Subdivision | MONTCLAIR S/D PHASE 5 |
| Legal Phase | 5 |
| Legal Lot Number | 193 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 71123 |
1578 Creek Haven Dr is owned and occupied by an individual who acquired it in April 2022.
Source: DeSoto County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1578 CREEK HAVEN DR, HERNANDO, MS 38632-1019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 22, 2021 | Warranty Deed, Transfer · Line of Credit FIRST SECURITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2022 |
| Deed Sale | Apr 27, 2022 |
| Prior Sale | Oct 22, 2021 |
| Deed Document Number | 0000995224 |
| Deed Book / Page | 995 / 224 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Apr 27, 2022 |
| Property Address | 1578 CREEK HVN, HERNANDO, MS 38632-1019 |
| Document Number | 000995/224 |
| Book / Page | 995 / 224 |
| Map Reference | MB 135 PG 5&6 |
| Instrument Date | Apr 26, 2022 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 135A MOTOR SCOOTER DR, 135A, NESBIT, MS 38651-9085 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1578 CREEK HVN, HERNANDO, MS 38632-1019 |
| Document Number | 0005516416 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 5516/416 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 22, 2021 |
| Property Address | 1578 CREEK HVN, HERNANDO, MS 38632-1019 |
| Document Number | 000975/604 |
| Book / Page | 975 / 604 |
| Map Reference | MB 135 PG 5&6 |
| Instrument Date | Oct 21, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 190 MOTOR SCOOTER DR, NESBIT, MS 38651-9219 |
| Name | Verified Name |
|---|---|
| Address | 135A MOTOR SCOOTER DR, NESBIT, MS 38651-9085 |
| Investor | Possibly a Property Investor |
| Document Number | 0005379525 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 5379/525 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 21, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1578 Creek Haven Dr was $2,736.
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,736.00 | $26,046 Land $4,500 Building $21,546 | $260,459 Land $45,000 Building $215,459 |
| 2023 | $2,390.00 | $19,372 | $193,720 Land $45,000 Building $148,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1578 Creek Haven Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1578 Creek Haven Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 61% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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