1578 Calle Las Moras, Vista, CA 92084 Property Records

San Diego County property record for 1578 Calle Las Moras, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,043 sqft · built 1997
Lot Size	0.59 acres (25,700 sqft)
Owner	Company Name on File
Last Sale	$230,000 (May 1996)
Tax Bill	$7,041 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`174-100-39-00`

Property Details

APN / Parcel Number

Primary APN	`174-100-39-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,043 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	25,700 sqft (0.59 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1578 CALLE LAS MORAS
City	VISTA
State	CA
Zip	92084-4165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	LOT 4 TR 012723
Legal Subdivision	VISTA 89-008
Legal Tract	012723
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1007
Census Tract	19210

Owner

1578 Calle Las Moras is owned by a company that acquired it in November 2012 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1578 CALLE LAS MORAS, VISTA, CA 92084-4165
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 1996 · Amount on File
Deed Sale	May 10, 1996 · Amount on File
Prior Sale	Dec 27, 1995 · Amount on File
Deed Document Number	1996238509
Last Transfer Date	Nov 7, 2012
Transfer Doc	0000719462
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1578 CALLE LAS MORAS, VISTA, CA 92084-4165
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000171822
Date	Apr 3, 2020
Instrument	2020-0171822

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1578 CALLE LAS MORAS, VISTA, CA 92084-4165
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1578 CALLE LAS MORAS, VISTA, CA 92084-4165

Mortgage

Document Number	0000767019
Date	Dec 1, 2020
Instrument	2020-0767019

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1578 Calle Las Moras was $7,041 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$572,446 (+2%) Land $130,456 Building $441,990
2025	$7,041.00 Homeowner's exemption	$561,223 Land $127,899 Building $433,324
2023	$6,536.00 (+0.25%) Homeowner's exemption	$539,433 Land $122,934 Building $416,499
2022	$6,520.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1578 Calle Las Moras in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1578 Calle Las Moras is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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