1578 7th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1578 7th St E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1909
Lot Size	0.105 acres (4,560 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Mar 2022)
Tax Bill	$3,374 (2024)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27-29-22-43-0108`

Property Details

APN / Parcel Number

Primary APN	`27-29-22-43-0108`
Alternative APNs	`8483225` `626542`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	780 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Asbestos
Lot Area	4,560 sqft (0.105 acres)
Lot Dimensions	114 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	626542
Street Address	1578 7TH ST E
City	SAINT PAUL
State	MN
Zip	55106-4239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DENSLOWS RE PT B2&PT B3&PT B4 LOT 1 BLK 5
Legal Range	22
Legal Township	29
Legal Section	27
Legal Subdivision	DENSLOWS RE PT B2&PT B3&PT B4
Legal Block	5
Legal Lot Number	1
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3003
Census Tract	31801

Owner

Source: Ramsey County records, as of July 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1578 7TH ST E, SAINT PAUL, MN 55106-4239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 28, 2021	Warranty Deed, Transfer · Conventional Mortgage MY CREDIT UNION
Aug 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 9, 2019	Quit Claim Deed, Transfer LAND TITLE CORPORATION, LAND TITLE INC
Oct 30, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage FARMERS & MERCHANTS SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2022 · Amount on Record
Deed Sale	Mar 21, 2022 · Amount on Record
Prior Sale	Jul 28, 2021 · Amount on Record
Deed Document Number	20224938986
Prior Transfer Date	Jul 23, 2020
Prior Transfer Doc	0004825462
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 21, 2022
Property Address	1578 7TH ST E, SAINT PAUL, MN 55106-4239
Document Number	0A04938986
Instrument Date	Mar 18, 2022
Instrument	A04938986
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	LENDSERV NATIONAL TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$775.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1578 7TH ST E, SAINT PAUL, MN 55106-4239

Mortgage

Document Number	0A04938987
Date	Mar 21, 2022
Instrument	A04938987

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Mortgage

Document Number	0A04938988
Date	Mar 21, 2022
Instrument	A04938988

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2032

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 28, 2021
Property Address	1578 7TH ST E, SAINT PAUL, MN 55106-4239
Document Number	0A04898546
Instrument Date	Jul 26, 2021
Instrument	A04898546
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$643.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1578 7TH ST E, SAINT PAUL, MN 55106-4239

Mortgage

Document Number	0A04898547
Date	Jul 28, 2021
Instrument	A04898547

Lender

Name	MY CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 4, 2020
Property Address	1578 7TH ST E, SAINT PAUL, MN 55106-4239
Document Number	0004825462
Instrument Date	Jul 23, 2020
Instrument	4825462
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4231 CARTIER AVE AMES IA 500142211, AMES, IA 50014-2211

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 9, 2019
Property Address	1578 7TH ST E, SAINT PAUL, MN 55106-4239
Document Number	0004752321
Instrument Date	Apr 1, 2019
Instrument	4752321
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1.70
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4234 CARTIER AVE AMES IA 50014, AMES, IA 50014

October 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 30, 2018
Property Address	1578 7TH ST E, SAINT PAUL, MN 55106-4239
Document Number	0004733126
Instrument Date	Oct 3, 2018
Instrument	4733126
Transaction Type	Mortgage
Record Updated	Nov 13, 2018
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$1.70
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1578 7TH ST E ST PAUL MN 551064239, ST PAUL, MN 55106-4239

Mortgage

Document Number	4733127
Date	Oct 30, 2018
Instrument	4733127

Lender

Name	FARMERS & MERCHANTS SVGS BK
Type	Federal Savings Bank
Address	MANCHESTER, IA 52057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Mortgage

Document Number	4733131,
Date	Oct 30, 2018
Instrument	4733131

Lender

Name	FARMERS & MERCHANTS SVGS BK
Type	Federal Savings Bank
Address	CEDAR RAPIDS, IA 52404

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$203,000 (-1.84%) Land $25,000 Building $178,000	$203,000 (-1.84%) Land $25,000 Building $178,000
2024	$3,374.00 (+5.9%)
2023	$3,186.00 Homeowner's exemption	$206,800 Land $20,000 Building $186,800	$206,800 Land $20,000 Building $186,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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