15775 Spikerush Ct, Waldorf, MD 20601 Property Records

Charles County property record for 15775 Spikerush Ct, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,506 sqft · built 2002
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Jul 2019)
Tax Bill	$16,784 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-030344`

Property Details

APN / Parcel Number

Primary APN	`09-030344`
Alternative APNs	`9030344` `030344`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,506 sqft Living Area
Gross Area	5,438 sqft
1st Floor Area	1,558 sqft
Basement Area	1,208 sqft
Finished Basement	1,208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	130,680 sqft
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	234 sqft
Deck Area	512 sqft
Shed	1 Shed
Shed Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	030344
Street Address	15775 SPIKERUSH CT
City	WALDORF
State	MD
Zip	20601-5412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	LOT 50= 3.0000AC PL 18 PH 3B MALLARDS POND SUB
Legal Subdivision	MALLARDS POND SUB
Legal Phase	3B
Legal Block	2
Legal Lot Number	50
Jurisdiction	CHARLES MD
Township / Civil Division	9, HUGHESVILLE
Census Block Group	2
Census Block	2011
Census Tract	851401

Owner

15775 Spikerush Ct is owned and occupied by two individuals who bought it in July 2019.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15775 SPIKERUSH CT, WALDORF, MD 20601-5412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC
Jul 29, 2019	Grant Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019 · Amount on File
Deed Sale	Jul 29, 2019 · Amount on File
Prior Sale	Jun 27, 2013 · Amount on File
Deed Book / Page	10724 / 177
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	15775 SPIKERUSH CT, WALDORF, MD 20601-5412
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15775 SPIKERUSH CT, WALDORF, MD 20601-5412

Mortgage

Document Number	0122530110
Date	Dec 2, 2021
Book Page	12253/110

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Jul 29, 2019
Property Address	15775 SPIKERUSH CT, WALDORF, MD 20601-5412
Document Number	0107240177
Book / Page	010724 / 000177
Instrument Date	Jul 19, 2019
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$545.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15775 SPIKERUSH CT WALDORF MD 206015412, WALDORF, MD 20601-5412

Mortgage

Document Number	107240183
Date	Jul 29, 2019
Book Page	010724/000183

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 15775 Spikerush Ct was $16,784 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$655,600 Land $180,000 Building $475,600	$655,600 Land $180,000 Building $475,600
2025	$16,784.00
2023	$6,979.00 Homeowner's exemption	$510,400 Land $130,000 Building $380,400	$510,400 Land $130,000 Building $380,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15775 Spikerush Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15775 Spikerush Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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