15775 Mount Hester Rd, Cherokee, AL 35616 Property Records

Colbert County property record for 15775 Mount Hester Rd, Cherokee, AL 35616

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,803 sqft · built 1962
Lot Size	2.59 acres (112,820 sqft)
Owner	Individual Name on Record
Tax Bill	$835 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-08-34-0-001-007.000`

Property Details

APN / Parcel Number

Primary APN	`05-08-34-0-001-007.000`
Alternative APNs	`49141` `20440`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,803 sqft Adjusted Area
Gross Area	1,596 sqft
1st Floor Area	1,596 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	112,820 sqft (2.59 acres)
Lot Dimensions	300 ft deep x 375 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C

Location & Zoning

Account Number	20440
Street Address	15775 MOUNT HESTER RD
City	CHEROKEE
State	AL
Zip	35616-7425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.59 ACRES IN SW CORNER OF SE 1/4 OF SW 1/4 375 X 300 /DB 88-12 PG 81-82
Legal Range	14W
Legal Township	03S
Legal Section	34
Jurisdiction	COLBERT AL
Township / Civil Division	CHEROKEE
Census Block Group	4
Census Block	4035
Census Tract	21000

Owner

Source: Colbert County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6010 COUNTY ROAD 87, WATERLOO, AL 35677-3681
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	COLBERT AL
Recording Date	Nov 17, 2025
Property Address	15775 MOUNT HESTER RD, CHEROKEE, AL 35616-7425
Document Number	2025/35355
Book / Page	2025 / 35355
Instrument Date	Nov 14, 2025
Instrument	202535355
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6010 COUNTY ROAD 87, WATERLOO, AL 35677-3681

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12031 MOUNT HESTER RD, CHEROKEE, AL 35616-4015

Mortgage

Document Number	0202535358
Date	Nov 17, 2025
Instrument	202535358

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2055

Tax Assessment & Valuation

Source: Colbert County assessment roll, as of December 11, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Colbert County
Unified School District	Colbert County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$835.00 (+51.54%)
2025	$551.00 (+6.17%)	$16,700 (+6.78%) Land $2,960 Building $13,740	$166,900 (+6.85%) Land $29,500 Building $137,400
2024	$519.00 (+5.06%)	$15,640 (+5.39%) Land $2,460 Building $13,180	$156,200 (+5.26%) Land $24,500 Building $131,700
2023	$494.00 (+8.33%)	$14,840 (+9.6%)	$148,400 (+9.55%) Land $22,400 Building $126,000
2022	$456.00	$13,540	$135,460 Land $20,980 Building $114,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber	1,000 / 1,000