15775 185th St, Whiting, IA 51063 Property Records

Monona County property record for 15775 185th St, Whiting, IA 51063

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,432 sqft · built 2020
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$2,346 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`844618400002`

Property Details

APN / Parcel Number

Primary APN	`844618400002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,432 sqft Living Area
Flooring	Softwood

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	15775 185TH ST
City	WHITING
State	IA
Zip	51063-8736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18-84-46 NE SE
Legal Range	46W
Legal Township	84N
Legal Section	18
Jurisdiction	MONONA IA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1148
Census Tract	960200

Owner

Source: Monona County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15775 185TH ST, WHITING, IA 51063-8736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · FHA Mortgage MID AMERICAN MORTGAGE INC
Oct 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 30, 2018
Transfer Doc	0000143/16
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	15775 185TH ST, WHITING, IA 51063-8736
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020201303
Date	Oct 13, 2020
Instrument	2020-1303

Lender

Name	MID AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONONA IA
Recording Date	Oct 5, 2018
Property Address	15775 185TH ST, WHITING, IA 51063-8736
Document Number	0000143/16
Book / Page	143 / 16
Instrument Date	Sep 30, 2018
Instrument	0000018-0906
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520, LE MARS, IA 51031

Tax Assessment & Valuation

Source: Monona County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Monona County
Unified School District	Whiting Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,346.00	$46,032 (+93.82%) Land $42,000 Building $4,032	$46,032 (+93.82%) Land $42,000 Building $4,032
2025	$2,346.00 (+0.95%)	$23,750 (-88.72%) Land $23,750	$23,750 (-88.72%) Land $23,750
2024	$2,324.00 (+5.54%)	$210,472 (+15.85%) Land $23,750 Building $186,722
2023		$181,672 (+13.2%)	$210,472 (+31.15%) Land $23,750 Building $186,722
2022	$2,202.00	$160,481
2021			$160,481

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	24 (2011–2024)
Claims Outside the SFHA	14 of 24
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 5 claims Severe Storms And Flooding, Jun 2019 · 3 claims Flooding, Jul 2011 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 98.6% of Iowa
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Rise Broadband Fixed Wireless	25 / 5

May also be available: Nextlink.

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