15775 148th Ave, Spring Lake, MI 49456 Property Records

Ottawa County property record for 15775 148th Ave, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,565 sqft · built 1998
Lot Size	4.34 acres (189,138 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Oct 2022)
Tax Bill	$5,910 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-25-100-035`

Property Details

APN / Parcel Number

Primary APN	`70-03-25-100-035`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,565 sqft Living Area
1st Floor Area	1,558 sqft
Basement Area	1,558 sqft
Unfinished Basement	1,558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	189,138 sqft (4.34 acres)
Lot Dimensions	652 ft deep x 580 ft wide
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15775 148TH AVE
City	SPRING LAKE
State	MI
Zip	49456-9298
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PART OF NW 1/4 COM S 0D 02M 42S E 166008 FT FROM N 1/4 COR, TH S 0D 02M 42S E 29008 FT, N 89D 05M 57S W 685 FT, N 0D 02M 42S W 28686 FT, TH N 89D 07M 02S E 685 FT TO BEG SEC 25 T8N R16W 456A
Legal Range	16W
Legal Township	08N
Legal Section	25
Legal Block	100
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3003
Census Tract	20501

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	15775 148TH AVE, SPRING LAKE, MI 49456-9298
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Jan 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Apr 5, 2019	Intrafamily Transfer, Transfer
Dec 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Deed Document Number	202237333
Prior Transfer Date	Jan 11, 2021
Prior Transfer Doc	20210002996
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 26, 2022
Property Address	15775 148TH AVE, SPRING LAKE, MI 49456-9298
Document Number	20220037333
Instrument Date	Oct 24, 2022
Instrument	2022-0037333
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15775 48TH AVENUE, SPRING LAKE, MI 49458

Mortgage

Document Number	20220037334
Date	Oct 26, 2022
Instrument	2022-0037334

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jan 18, 2021
Property Address	15775 148TH AVE, SPRING LAKE, MI 49456-9298
Document Number	20210002996
Instrument Date	Jan 11, 2021
Instrument	2021-0002996
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	15775 148TH AVE, SPRING LAKE, MI 49456-9298

Mortgage

Document Number	20210002997
Date	Jan 18, 2021
Instrument	2021-0002997

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Apr 5, 2019
Property Address	15775 148TH AVE, SPRING LAKE, MI 49456-9298
Document Number	20190010120
Instrument Date	Mar 7, 2019
Instrument	2019-0010120
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	15775 148TH AVE, SPRING LAKE, MI 49456-9298

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	15775 148TH AVE, SPRING LAKE, MI 49456-9298
Transaction Type	Mortgage
Record Updated	Jan 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-0047936
Date	Dec 21, 2017
Instrument	2017-0047936

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,200 (+5.48%)	$662,400 (+5.48%)
2025	$5,910.00 (+41.02%) Homeowner's exemption	$314,000 (+78.21%)	$628,000 (+78.21%)
2023		$176,200	$352,400
2022	$4,191.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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