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1577 Oak Dr, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 1577 Oak Dr, Gulf Breeze, FL 32563 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,899 sqft · built 2000
Lot Size0.289 acres (12,589 sqft)
Owner2 Individual Names on File
Last Sale$145,100 (Jun 2011)
Tax Bill$3,806 (2024)
Deeds & MortgagesMay 2019 Mortgage
Nov 2018 Sale
Flood ZoneZone X (minimal risk)
APN30-2S-27-0000-00194-0000

Property Details

APN / Parcel Number

Primary APN30-2S-27-0000-00194-0000
Alternative APN
  • S272300000001940000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,899 sqft Living Area
Gross Area2,997 sqft
1st Floor Area1,899 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,589 sqft (0.289 acres)
Lot Dimensions150 ft deep x 84 ft wide
Garage TypeAttached
Garage Area446 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area636 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1577 OAK DR
CityGULF BREEZE
StateFL
Zip32563-9507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description*DESCRIPTION PER DEED 2019* COM AT NW CORNER OF NE4 OF SECTION 30 TOWNSHIP 2 SOUTH RANGE 27 WEST THN S1*017W ON W LN 1344.81 FT THN N88*3308 E 806.36 FT TO W R/W OF OAK DR THN S0*1621W ALNG R/W 228.70 FT TO POB & CONT 84.35 FT THN S88*3308W 150 FT TH
Legal Range27W
Legal Township2S
Legal Section30
JurisdictionSANTA ROSA FL
Township / Civil DivisionMIDWAY
Census Block Group1
Census Block1002
Census Tract10824

Owner

Source: Santa Rosa County records · APN 30-2S-27-0000-00194-0000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1577 OAK DR, GULF BREEZE, FL 32563-9507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Nov 20, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 20, 2011 · Amount on Record
Deed SaleJun 20, 2011 · Amount on Record
Prior SaleDec 28, 2010
Deed Document Number201121309
Deed Book / Page3063 / 1545
Last Transfer DateNov 20, 2018
Transfer Doc0037832033
Record UpdatedJun 08, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address1577 OAK DR, GULF BREEZE, FL 32563-9507
Document Number0038301128
Instrument DateMay 13, 2019
Transaction TypeMortgage
Record UpdatedJun 27, 2019
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1577 OAK DR GULF BREEZE FL 325639507, GULF BREEZE, FL 32563-9507

Mortgage

Document Number0038301128
DateMay 20, 2019
Book Page003830/001128
Instrument20699
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 19, 2034

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateNov 20, 2018
Property Address1577 OAK DR, GULF BREEZE, FL 32563-9507
Document Number0037832033
Book / Page003783 / 002033
Instrument DateNov 20, 2018
Instrument49622
Transaction TypeTransfer
Record UpdatedJan 04, 2019

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1577 OAK DR GULF BREEZE FL 325639507, GULF BREEZE, FL 32563-9507

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$295,878 (+2.28%) Land $60,000 Building $235,878$295,878 (+2.28%) Land $60,000 Building $235,878
2024$3,806.00 (-5.44%)$289,293 (+0.95%) Land $60,000 Building $229,293$289,293 (+0.95%) Land $60,000 Building $229,293
2023$4,025.00 (+3.28%)$286,583 (+4.15%) Land $60,000 Building $226,583$286,583 (+4.15%) Land $60,000 Building $226,583
2022$3,897.00$275,165$275,165 Land $55,000 Building $220,165

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108241, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 281 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies295 units insured
14 under condo master policies
Nearby Flood Claims37 (1995–2020)
Claims Outside the SFHA8 of 37
Most Recent ClaimSep 2020, rainfall accumulation, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 16 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims
  • Hurricane Frances, Sep 2004 · 11 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 154 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Ripple BroadbandFixed Wireless (unlicensed)1,000 / 500
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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