1577 McCrae Rd, Bedford, VA 24523 Property Records

Bedford County property record for 1577 McCrae Rd, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Lot Size	7.64 acres (332,798 sqft)
Owner	Individual Name on File
Last Sale	$64,500 (Feb 2022)
Tax Bill	$1,123 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`183 7 13`

Property Details

APN / Parcel Number

Primary APN	`183 7 13`
Alternative APNs	`18303513` `66892`

Exterior

Lot Area	332,798 sqft (7.64 acres)

Location & Zoning

Street Address	1577 MCCRAE RD
City	BEDFORD
State	VA
Zip	24523-6235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITWORTH FARMS LT 13
Legal Subdivision	WHITWORTH FARMS
Legal Lot Number	1
Jurisdiction	BEDFORD VA
Township / Civil Division	3
Census Block Group	2
Census Block	2016
Census Tract	30202

Owner

1577 McCrae Rd is owned by an individual who bought it in February 2022.

Source: Bedford County records, as of May 28, 2026

Owner of Record	Individual Name on File
Mailing Address	113 FOUNTAIN DR, LYNCHBURG, VA 24501-3028
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BK
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC UNION BANK
May 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST NATIONAL BANK
Feb 24, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2022 · Amount on File
Deed Sale	Feb 24, 2022 · Amount on File
Deed Document Number	20222147
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Recording Date	Apr 28, 2026
Property Address	1577 MCCRAE RD, BEDFORD, VA 24523-6235
Document Number	0000003707
Instrument Date	Apr 23, 2026
Instrument	20263707
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1577 MCCRAE RD, BEDFORD, VA 24523-6235

Mortgage

Document Number	0000003707,
Date	Apr 28, 2026
Instrument	20263707

Lender

Name	ATLANTIC UNION BK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 20, 2056

Interest

Rate	6.38%
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1577 MCCRAE RD, BEDFORD, VA 24523-6235
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1577 MCCRAE RD, BEDFORD, VA 24523-6235

Mortgage

Document Number	0260002791
Date	Mar 31, 2026
Instrument	260002791

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	RESTON, VA 20191

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.37%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1577 MCCRAE RD, BEDFORD, VA 24523-6235
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230003778
Date	May 15, 2023
Instrument	230003778

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Feb 24, 2022
Property Address	1577 MCCRAE RD, BEDFORD, VA 24523-6235
Document Number	0220002147
Instrument Date	Feb 9, 2022
Instrument	220002147
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 FOUNTAIN DR, LYNCHBURG, VA 24501-3028

Tax Assessment & Valuation

The 2025 property tax bill for 1577 McCrae Rd was $1,123.

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,123.00	$274,100 Land $89,800 Building $184,300
2023	$1,123.00 Additional exemption filed	$137,050	$274,100 Land $89,800 Building $184,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1577 McCrae Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1577 McCrae Rd is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 69% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ZiTEL Fiber	960 / 960
Starlink Satellite	280 / 30

May also be available: RiverStreet Networks, Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on McCrae Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures