1577 E Ridgefield Rd, Spanish Fork, UT 84660 Property Records

Utah County property record for 1577 E Ridgefield Rd, Spanish Fork, UT 84660

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,272 sqft · built 2000
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$23,900 (Jul 2021)
Tax Bill	$1,769 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-525-0005`

Property Details

APN / Parcel Number

Primary APN	`55-525-0005`
Alternative APN	`176464`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Modular
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,100 sqft (0.163 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	41 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	176464
Street Address	1577 E RIDGEFIELD RD
City	SPANISH FORK
State	UT
Zip	84660-8474
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 5, PLAT A, WHISPERING WILLOW SUBDV. AREA 0.163 AC.
Legal Subdivision	WHISPERING WILLOW
Legal Lot Number	5
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	2
Census Block	2020
Census Tract	10306

Owner

1577 E Ridgefield Rd, a mobile home, is owned and occupied by an individual who bought it in July 2021.

Source: Utah County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1577 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8474
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · FHA Mortgage VELOCITY HOME LOANS
Aug 16, 2021	Deed of Trust, Mortgage · FHA Mortgage CANOPY MORTGAGE LLC
Jul 16, 2021	Warranty Deed, Transfer · Stand-Alone Second Mortgage CANOPY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2021 · Amount on File
Deed Sale	Jul 16, 2021 · Amount on File
Prior Sale	Mar 24, 2006 · Amount on File
Deed Document Number	2021126237
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1577 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8474
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	MASTERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126265
Date	Jul 16, 2021
Instrument	126265:2021

Lender

Name	VELOCITY HOME LOANS
Address	LINDON, UT 84042

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1577 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8474
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	MASTERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142342
Date	Aug 16, 2021
Instrument	142342:2021

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jul 16, 2021
Property Address	1577 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8474
Document Number	0000126237
Instrument Date	Jul 15, 2021
Instrument	126237:2021
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	PRO TITLE, PRO TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1577 EAST RIDGEFIELD ROAD, MENDON, MO 64660

Mortgage

Document Number	0000126266
Date	Jul 16, 2021
Instrument	126266:2021

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1577 E Ridgefield Rd was $1,769, up 0.1% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,750 (-39.88%)	$365,000 (+9.31%) Land $145,400 Building $219,600
2025	$1,769.00 (+0.06%)	$333,900 Land $145,400 Building $188,500	$333,900 Land $145,400 Building $188,500
2024	$1,768.00 (+12.4%)
2023	$1,573.00 (-4.9%)	$162,415	$295,300 Land $138,500 Building $156,800
2022	$1,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1577 E Ridgefield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1577 E Ridgefield Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: CenturyLink, Utah Broadband, Verizon.

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