St. Croix County property record for 1577 97th Ave, Hammond, WI 54015
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.05 acres (89,298 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (Jun 2025) |
| Tax Bill | $3,903 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-2003-20-000 |
| Primary APN | 018-2003-20-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 89,298 sqft (2.05 acres) |
|---|
| Street Address | 1577 97TH AVE |
|---|---|
| City | HAMMOND |
| State | WI |
| Zip | 54015-5069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 18 T29N R17W PT NW NE & PT SW NE CRICK BOTTOM OVERLOOK LT 20 (2.050AC) |
| Legal Range | 17W |
| Legal Township | 29N |
| Legal Section | 18 |
| Legal Subdivision | CRICK BOTTOM OVERLOOK |
| Legal Lot Number | 20 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | HAMMOND |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 121000 |
Source: St. Croix County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1577 97TH AVE, HAMMOND, WI 54015-5069 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Apr 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Aug 4, 2021 | Deed of Trust, Mortgage HUD |
| Sep 12, 2017 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2025 · Amount on Record |
| Deed Sale | Jun 11, 2025 · Amount on Record |
| Prior Sale | May 24, 2016 · Amount on Record |
| Deed Document Number | 20251193336 |
| Prior Transfer Date | Apr 18, 2025 |
| Prior Transfer Doc | 0001191235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 1577 97TH AVE, HAMMOND, WI 54015-5069 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001151597 |
|---|---|
| Date | Apr 15, 2022 |
| Instrument | 1151597 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 1577 97TH AVE, HAMMOND, WI 54015-5069 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001136188 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 1136188 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 312 Months |
| Due | Oct 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 1577 97TH AVE, HAMMOND, WI 54015-5069 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001053831 |
|---|---|
| Date | Sep 12, 2017 |
| Instrument | 1053831 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: St. Croix County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| County Subdivision | Hammond Town |
| Unified School District | St. Croix Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,903.00 (+0.03%) Homeowner's exemption | ||
| 2025 | $3,902.00 (+4.03%) Homeowner's exemption | $336,200 (-0.47%) Land $46,500 Building $289,700 | $336,200 (-0.47%) Land $46,500 Building $289,700 |
| 2023 | $3,751.00 Homeowner's exemption | $337,800 Land $46,500 Building $291,300 | $337,800 Land $46,500 Building $291,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2014–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Baldwin Telecom Fiber | 8,000 / 8,000 |
| Midco Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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