15766 Oak Valley Rd, Ramona, CA 92065 Property Records

San Diego County property record for 15766 Oak Valley Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,460 sqft · built 1982
Lot Size	1.06 acres (46,609 sqft)
Owner	2 Company Names on Record
Last Sale	$875,000 (Aug 2023)
Tax Bill	$9,660 (2025)
Deeds & Mortgages	Sep 2023 Transfer Aug 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`285-023-26-00`

Property Details

APN / Parcel Number

Primary APN	`285-023-26-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,460 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	46,609 sqft
View / Lot	Good

Location & Zoning

Street Address	15766 OAK VALLEY RD
City	RAMONA
State	CA
Zip	92065-7410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM05206
Legal Subdivision	SAN BERNARDINO MERIDIAN
Legal Tract	5206
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3016
Census Tract	20801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	13841 N COMO DR, TUCSON, AZ 85755-2305
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Intrafamily Transfer, Transfer
Aug 31, 2023	Grant Deed, Transfer · Conventional Mortgage CASTLE & COOKE MORTGAGE LLC
Aug 2, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jul 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 5, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Prior Sale	Aug 2, 2021 · Amount on Record
Deed Document Number	2023237567
Prior Transfer Date	Aug 29, 2023
Prior Transfer Doc	0000258492
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 22, 2023
Property Address	15766 OAK VALLEY RD, RAMONA, CA 92065-7410
Document Number	0000258492
Instrument Date	Aug 29, 2023
Instrument	2023-0258492
Transaction Type	Transfer
Record Updated	Oct 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13841 N COMO DR, TUCSON, AZ 85755-2305

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2023
Property Address	15766 OAK VALLEY RD, RAMONA, CA 92065-7410
Document Number	0000237567
Instrument Date	Aug 4, 2023
Instrument	2023-0237567
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15766 OAK VALLEY RD, RAMONA, CA 92065-7410

Mortgage

Document Number	0000237568
Date	Aug 31, 2023
Instrument	2023-0237568

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 2, 2021
Property Address	15766 OAK VALLEY RD, RAMONA, CA 92065-7410
Document Number	0000549803
Instrument Date	Jul 13, 2021
Instrument	2021-0549803
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7783 1 2 IVANHOE AVE, LA JOLLA, CA 92037

Mortgage

Document Number	0000549804
Date	Aug 2, 2021
Instrument	2021-0549804

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 5, 2018
Property Address	15766 OAK VALLEY RD, RAMONA, CA 92065-7410
Document Number	0000273773
Instrument Date	Jun 13, 2018
Instrument	273773
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15766 OAK VALLEY RD RAMONA CA 920657410, RAMONA, CA 92065-7410

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 5, 2018
Property Address	15766 OAK VALLEY RD, RAMONA, CA 92065-7410
Document Number	0000273772
Instrument Date	Jun 12, 2018
Instrument	273772
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15766 OAK VALLEY RD RAMONA CA 920657410, RAMONA, CA 92065-7410

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$910,348 (+2%) Land $325,471 Building $584,877
2025	$9,660.00 (+23.36%)	$892,499 (+20.69%) Land $319,090 Building $573,409
2023	$7,831.00 (-0.91%)	$739,499 Land $264,389 Building $475,110
2022	$7,903.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.4% of the US · above 90% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cox Communications, T-Mobile.

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