15765 W Monterey Ln, Kerman, CA 93630 Property Records

Fresno County property record for 15765 W Monterey Ln, Kerman, CA 93630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,876 sqft · built 2004
Lot Size	0.181 acres (7,875 sqft)
Owner	2 Individual Names on File
Last Sale	$167,500 (Jul 2004)
Tax Bill	$2,858 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023-643-14S`

Property Details

APN / Parcel Number

Primary APN	`023-643-14S`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,876 sqft Living Area
1st Floor Area	1,876 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	7,875 sqft (0.181 acres)
Lot Dimensions	105 ft deep x 75 ft wide
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	15765 W MONTEREY LN
City	KERMAN
State	CA
Zip	93630-1296
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUR RT LOT 66 TRACT NO 5160
Legal Subdivision	TRACT NO 5160
Legal Tract	5160
Legal Lot Number	66
Jurisdiction	FRESNO CA
Township / Civil Division	KERMAN
Census Block Group	2
Census Block	2030
Census Tract	4004

Owner

15765 W Monterey Ln is owned and occupied by two individuals who acquired it in December 2005.

Source: Fresno County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15765 W MONTEREY LN, KERMAN, CA 93630-1296
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ LLC
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLEXPOINT INC
Apr 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Apr 20, 2018	Deed of Trust, Mortgage · Conventional with PMI MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2004 · Amount on File
Deed Sale	Jul 30, 2004 · Amount on File
Deed Document Number	2004166323
Last Transfer Date	Dec 2, 2005
Transfer Doc	0000290291
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	15765 W MONTEREY LN, KERMAN, CA 93630-1296
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15765 W MONTEREY LN, KERMAN, CA 93630-1296

Mortgage

Document Number	0000118815
Date	Dec 12, 2025
Instrument	2025-0118815

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2046

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	15765 W MONTEREY LN, KERMAN, CA 93630-1296
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15765 W MONTEREY LN, KERMAN, CA 93630-1296

Mortgage

Document Number	0000032131
Date	Feb 25, 2021
Instrument	2021-0032131

Lender

Name	FLEXPOINT INC
Type	Non-Lending Institution
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	15765 W MONTEREY LN, KERMAN, CA 93630-1296
Document Number	0000054676
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15765 W MONTEREY LN KERMAN CA 936301296, KERMAN, CA 93630-1296

Mortgage

Document Number	0000054676
Date	May 4, 2020
Instrument	54676

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	15765 W MONTEREY LN, KERMAN, CA 93630-1296
Document Number	0000049988
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	May 2, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15765 W MONTEREY LN KERMAN CA 936301296, KERMAN, CA 93630-1296

Mortgage

Document Number	0000049988
Date	Apr 27, 2018
Instrument	49988

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15765 W Monterey Ln was $2,858.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Kerman City
Unified School District	Kerman Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$237,420 (+2%) Land $63,972 Building $173,448
2025	$2,858.00	$232,766 Land $62,718 Building $170,048
2023	$2,730.00 (+1.15%)	$223,730 Land $60,284 Building $163,446
2022	$2,699.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15765 W Monterey Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15765 W Monterey Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERMAN serves 17,256 people · EPA ID CA1010018
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kerman Telephone Fiber · DSL	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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