1576 Riley Center Rd, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 1576 Riley Center Rd, Riley, MI 48041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 2002
Lot Size	0.703 acres (30,623 sqft)
Owner	Individual Name on File
Tax Bill	$1,720 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`74-29-680-0002-500`

Property Details

APN / Parcel Number

Primary APN	`74-29-680-0002-500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft
Basement Area	1,560 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	30,623 sqft (0.703 acres)
Lot Dimensions	264 ft deep x 116 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1576 RILEY CENTER RD
City	RILEY
State	MI
Zip	48041-2311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LOTS 1 & 8 BLK 5 & THAT PART OF FOURTH ST ADJ MAP OF RILEY CENTER
Legal Subdivision	RILEY CENTER
Legal Block	5
Legal Lot Number	1,8
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	RILEY
Census Block Group	1
Census Block	1061
Census Tract	658500

Owner

1576 Riley Center Rd is owned and occupied by an individual.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1576 RILEY CENTER RD, RILEY, MI 48041-2311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · Line of Credit CHOICEONE BANK
Jul 21, 2017	Deed of Trust, Mortgage · Line of Credit LAKESTONE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1576 RILEY CENTER RD, RILEY, MI 48041-2311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1576 RILEY CENTER RD, RILEY, MI 48041-2311

Mortgage

Document Number	0052360863
Date	Sep 4, 2020
Book Page	5236/863
Instrument	2020021477

Lender

Name	CHOICEONE BANK
Type	Bank
Address	EMMETT, MI 48022

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Aug 21, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1576 RILEY CENTER RD, RILEY, MI 48041-2311
Document Number	0048540715
Book / Page	004854 / 000715
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1576 RILEY CENTER RD RILEY MI 480412311, RILEY, MI 48041-2311

Mortgage

Document Number	0048540715
Date	Aug 1, 2017
Book Page	004854/000715

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 31, 2027

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1576 Riley Center Rd was $1,720 with a homeowner's exemption, up 2.2% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Riley Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,900 (+10.26%)	$199,800
2025	$1,720.00 (+2.2%) Homeowner's exemption	$90,600
2024	$1,683.00		$181,200
2023		$77,300
2022	$1,536.00		$154,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1576 Riley Center Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1576 Riley Center Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Mercury Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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