Sanilac County property record for 1576 Ridley Rd, Palms, MI 48465
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.19 acres (95,396 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $596 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 190-025-200-020-01 |
| Primary APN | 190-025-200-020-01 |
|---|
| Lot Area | 95,396 sqft (2.19 acres) |
|---|
| Street Address | 1576 RIDLEY RD |
|---|---|
| City | PALMS |
| State | MI |
| Zip | 48465-9753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T14N R14E SEC 25 COM AT THE NW COR, THENCE N85DEG52'06E 585 FT ALONG THE NORTH LINE OF SEC TO THE POB. RUNNING THENCE |
| Jurisdiction | SANILAC MI |
| Township / Civil Division | MINDEN |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 970200 |
Source: Sanilac County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 978 MINDEN RD, PALMS, MI 48465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 15, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage CAPITAL GROUP |
| Feb 11, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 15, 2026 |
| Transfer Doc | 1666000541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANILAC MI |
| Recording Date | Jul 15, 2026 |
| Property Address | 1576 RIDLEY RD, PALMS, MI 48465-9753 |
| Document Number | 1666000541 |
| Book / Page | 1666 / 541 |
| Instrument Date | May 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 978 MINDEN RD, PALMS, MI 48465 |
| Document Number | 1666000545, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 1666/545 |
| Name | CAPITAL GROUP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANILAC MI |
| Recording Date | Feb 11, 2019 |
| Property Address | 1576 RIDLEY RD, PALMS, MI 48465-9753 |
| Document Number | 001394/457 |
| Book / Page | 1394 / 457 |
| Instrument Date | May 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1250 RIDLEY RD, PALMS, MI 48465-9798 |
Source: Sanilac County assessment roll, as of July 15, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Sanilac County |
| County Subdivision | Minden Township |
| Unified School District | Deckerville Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,500 (+10.44%) | $237,000 (+10.44%) | |
| 2025 | $596.00 (-53.58%) Homeowner's exemption | $107,300 (+44.8%) | $214,600 (+44.8%) |
| 2024 | $1,284.00 (+9.46%) | ||
| 2023 | $74,100 | $148,200 | |
| 2022 | $1,173.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TEC Fiber Fiber | 1,000 / 1,000 |
| Highline Internet Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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