Okaloosa County property record for 1576 Pine St, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,325 sqft · built 1978 |
| Lot Size | 0.449 acres (19,598 sqft) |
| Owner | Individual Name on File |
| Last Sale | $117,000 (Jun 2014) |
| Tax Bill | $1,080 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-5327-9 |
| Primary APN | C56-000-596-5327-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,325 sqft Heated Area |
| Gross Area | 2,245 sqft |
| 1st Floor Area | 1,325 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 19,598 sqft (0.449 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1576 PINE ST |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-9784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEMINOLE S/D LOT 10 BLK C |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 24 |
| Legal Subdivision | SEMINOLE S/D |
| Legal Block | C |
| Legal Lot Number | 10 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21001 |
Source: Okaloosa County records · APN C56-000-596-5327-9
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1576 PINE ST, NICEVILLE, FL 32578-9784 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 25, 2014 · Amount on Record |
| Deed Sale | Jun 25, 2014 · Amount on Record |
| Deed Document Number | 2935303 |
| Deed Book / Page | 3153 / 0181 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1576 PINE ST, NICEVILLE, FL 32578-9784 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1576 PINE ST, NICEVILLE, FL 32578-9784 |
| Document Number | 0034983963 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 3498/3963 |
| Instrument | 3399065 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,080.00 (+7.46%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $135,665 (+5.99%) | $206,053 (+12.54%) Land $90,929 Building $115,124 |
| 2023 | $1,005.00 (+3.5%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $128,002 (+3%) | $183,086 (+5.85%) Land $67,895 Building $115,191 |
| 2022 | $971.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $124,274 | $172,975 Land $64,662 Building $108,313 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 49 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 2 (2004–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
May also be available: T-Mobile USA.
Based on FCC filings for 297 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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