1576 Oregon Rd, Celina, OH 45822 Property Records

Mercer County property record for 1576 Oregon Rd, Celina, OH 45822

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,346 sqft · built 1900
Lot Size	4.23 acres (184,259 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Jul 2001)
Tax Bill	$2,766 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-025200.0000`

Property Details

APN / Parcel Number

Primary APN	`30-025200.0000`
Alternative APN	`04-15-100-003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,346 sqft Living Area
Basement Area	238 sqft
Unfinished Basement	238 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	184,259 sqft (4.23 acres)
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	1576 OREGON RD
City	CELINA
State	OH
Zip	45822-9455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW NW RTS: 001-05-15
Jurisdiction	MERCER OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2037
Census Tract	967300

Owner

1576 Oregon Rd is owned and occupied by two individuals who bought it in July 2001.

Source: Mercer County records, as of August 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1576 OREGON RD, CELINA, OH 45822-9455
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit DYNAMIC FEDERAL CREDIT UNION
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Dec 27, 2013	Deed of Trust, Mortgage DYNAMIC FCU
Feb 10, 2026	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2001 · Amount on File
Deed Sale	Jul 13, 2001 · Amount on File
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Recording Date	Jul 9, 2026
Property Address	1576 OREGON RD, CELINA, OH 45822-9455
Document Number	0000003108
Instrument Date	Jun 30, 2026
Instrument	20263108
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1576 OREGON RD, CELINA, OH 45822-9455

Mortgage

Document Number	0000003108,
Date	Jul 9, 2026
Instrument	20263108

Lender

Name	DYNAMIC FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	1576 OREGON RD, CELINA, OH 45822-9455
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000003116
Date	Jun 8, 2020
Instrument	202000003116

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

December 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	1576 OREGON RD, CELINA, OH 45822-9455
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201300007322
Date	Dec 27, 2013
Instrument	201300007322

Lender

Name	DYNAMIC FCU
Type	Credit Union
Address	CELINA, OH 45822

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2044

February 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MERCER OH
Recording Date	Feb 10, 2026
Property Address	1576 OREGON RD, CELINA, OH 45822-9455
Document Number	202600000594
Instrument Date	Feb 9, 2026
Instrument	202600000594
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1576 OREGON RD, CELINA, OH 45822-9455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1576 OREGON RD, CELINA, OH 45822-9455

Tax Assessment & Valuation

The 2025 property tax bill for 1576 Oregon Rd was $2,766.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Liberty Township
Unified School District	Parkway Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,766.00	$83,130 (-) Land $17,120 Building $66,010
2024	$2,766.00 (+1.88%)	$83,130 (-) Land $17,120 Building $66,010
2023	$2,715.00 (+10.32%)	$83,130 (+46.33%) Land $17,120 Building $66,010	$237,500 Land $48,900 Building $188,600
2022	$2,461.00	$56,810 Land $15,230 Building $41,580
2020			$162,300 Land $43,500 Building $118,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1576 Oregon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1576 Oregon Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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