Kern County property record for 1576 O St, Mountain Mesa, CA 93240
| Property Type | Mobile Home |
|---|---|
| Details | 2,112 sqft · built 1986 |
| Lot Size | 2.06 acres (90,169 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Sep 1995) |
| Tax Bill | $2,492 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-232-15-00-7 |
| Primary APN | 062-232-15-00-7 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 2 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 2,112 sqft Living Area |
| 1st Floor Area | 2,112 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Mobile Home |
| Construction Type | Frame |
| Lot Area | 90,169 sqft |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 062232152 |
|---|---|
| Street Address | 1576 O ST |
| City | LAKE ISABELLA |
| State | CA |
| Zip | 93240-8011 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | E |
| Legal Description | SECTION 13 , TOWNSHIP 26 , RANGE 32 , QUARTER |
| Legal Range | 32 |
| Legal Township | 26 |
| Legal Section | 13 |
| Legal Block | 1 |
| Jurisdiction | KERN CA |
| Township / Civil Division | LAKE ISABELLA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 5206 |
Source: Kern County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 3016, LAKE ISABELLA, CA 93240-3016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 1995 · Amount on Record |
| Deed Sale | Sep 25, 1995 · Amount on Record |
| Deed Document Number | 1995117163 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 1576 O ST, LAKE ISABELLA, CA 93240-8011 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Title Company | OLD REPUBLIC TITLE RIS, OLD REPUBLIC TITLE RES |
| Name | Verified Name |
|---|---|
| Address | 1576 O ST, LAKE ISABELLA, CA 93240-8011 |
| Document Number | 0000109731 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 225109731 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6% |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 1576 O ST, LAKE ISABELLA, CA 93240-8011 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2022 |
| Title Company | SOLIDIFI TITLE CO OF CAL |
| Name | Verified Name |
|---|---|
| Address | 1576 O ST, LAKE ISABELLA, CA 93240-8011 |
| Document Number | 0000238914 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 221238914 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 1576 O ST, LAKE ISABELLA, CA 93240-8011 |
| Document Number | 0000013619 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2020 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1576 O ST LAKE ISABELLA CA 932408011, LAKE ISABELLA, CA 93240-8011 |
| Document Number | 0000013619 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | 13619 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2050 |
Source: Kern County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Secondary School District | Kern High School District (09 - 12) |
| Elementary School District | Kernville Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $212,777 (+2%) Land $50,816 Building $161,961 | |
| 2025 | $2,492.00 (+2.76%) Homeowner's exemption | $208,606 (+4.04%) Land $49,820 Building $158,786 |
| 2024 | $2,425.00 (+2.58%) | |
| 2023 | $2,364.00 (+2.87%) Homeowner's exemption | $200,509 Land $47,887 Building $152,622 |
| 2022 | $2,298.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.7% of the US · above 88% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Kern Valley Wireless Fixed Wireless | 10 / 1 |
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