Carver County property record for 1576 Niagara St, Waconia, MN 55387
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,012 sqft · built 1999 |
| Lot Size | 0.269 acres (11,718 sqft) |
| Owner | Company Name on Record |
| Last Sale | $420,000 (Jul 2025) |
| Tax Bill | $3,948 (2026) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 75-1060360 |
| Primary APN | 75-1060360 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,012 sqft Finished Area |
| Gross Area | 2,424 sqft |
| 1st Floor Area | 1,012 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Unfinished Basement | 832 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,718 sqft (0.269 acres) |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1576 NIAGARA ST |
|---|---|
| City | WACONIA |
| State | MN |
| Zip | 55387-9448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 25 TOWNSHIP 116 RANGE 025 CLEARWATER MILLS 3RD ADDITION LOT 006 BLOCK 004 |
| Legal Range | 025 |
| Legal Township | 116 |
| Legal Section | 25 |
| Legal Subdivision | CLEARWATER MILLS 3RD ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | CARVER MN |
| Township / Civil Division | WACONIA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 90302 |
Source: Carver County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 12, WACONIA, MN 55387-0012 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 18, 2020 | Warranty Deed, Transfer · FHA Mortgage MORTGAGES UNLIMITED |
| Nov 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2025 · Amount on Record |
| Deed Sale | Jul 1, 2025 · Amount on Record |
| Prior Sale | Sep 18, 2020 · Amount on Record |
| Deed Document Number | 2025788085 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARVER MN |
| Recording Date | Sep 18, 2020 |
| Property Address | 1576 NIAGARA ST, WACONIA, MN 55387-9448 |
| Document Number | 0000705113 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 705113 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2020 |
| Title Company | ALL AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $983.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1576 NIAGARA ST WACONIA MN 553879448, WACONIA, MN 55387-9448 |
| Document Number | 705114 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 705114 |
| Name | MORTGAGES UNLIMITED |
|---|---|
| Type | Mortgage Company |
| Address | MAPLE GROVE, MN 55369 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 1576 NIAGARA ST, WACONIA, MN 55387-9448 |
| Document Number | 0000686995 |
| Instrument Date | Nov 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1576 NIAGARA ST WACONIA MN 553879448, WACONIA, MN 55387-9448 |
| Document Number | 0000686995 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 686995 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 20, 2034 |
Source: Carver County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carver County |
| Municipality | Waconia City |
| Unified School District | Waconia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,948.00 (+10.65%) | $391,300 (+22.28%) Land $140,000 Building $251,300 | $391,300 (+22.28%) Land $140,000 Building $251,300 |
| 2025 | $320,000 (+4.4%) Land $115,000 Building $205,000 | $320,000 (+4.4%) Land $115,000 Building $205,000 | |
| 2024 | $3,568.00 (+1.08%) Homeowner's exemption | $306,500 (+2.03%) Land $110,000 Building $196,500 | $306,500 (+2.03%) Land $110,000 Building $196,500 |
| 2023 | $3,530.00 Homeowner's exemption | $300,400 Land $110,000 Building $190,400 | $300,400 Land $110,000 Building $190,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Waconia serves 13,277 people · EPA ID MN1100010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 10 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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