Larimer County property record for 1576 Folsum Dr, Windsor, CO 80550
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,305 sqft · built 2003 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $380,200 (Jul 2003) |
| Tax Bill | $5,539 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 86251-05-075 |
| Primary APN | 86251-05-075 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,305 sqft Living Area |
| Upper Floors Area | 228 sqft |
| Basement Area | 4,069 sqft |
| Finished Basement | 1,427 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 826 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 540 sqft |
| Patio Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1616686 |
|---|---|
| Old Parcel Number | 8625105075 |
| Street Address | 1576 FOLSUM DR |
| City | WINDSOR |
| State | CO |
| Zip | 80550-4667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 75, BISON RIDGE SUBDIVISION, WIN (2002032081) |
| Legal Range | 68 |
| Legal Township | 06 |
| Legal Section | 25 |
| Legal Quarter | NE |
| Legal Subdivision | BISON RIDGE SUBDIVISION |
| Legal Lot Number | 75 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | LOVELAND |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 1714 |
Source: Larimer County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 1576 FOLSUM DR, WINDSOR, CO 80550-4667 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jun 29, 2018 | Deed of Trust, Mortgage · ARM AMERICAN AIRLINES FCU |
| Nov 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WESTERRA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2003 · Amount on Record |
| Deed Sale | Jul 8, 2003 · Amount on Record |
| Prior Sale | Jul 8, 2003 · Amount on Record |
| Deed Document Number | 0000085276 |
| Last Transfer Date | Jun 8, 2009 |
| Transfer Doc | 0000037496 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 1576 FOLSUM DR, WINDSOR, CO 80550-4667 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000039514 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 20180039514 |
| Name | AMERICAN AIRLINES FCU |
|---|---|
| Type | Credit Union |
| Address | DALLAS, TX 75261 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.62% |
| Index | 1-Year CMT |
| Max Rate | 9.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 1576 FOLSUM DR, WINDSOR, CO 80550-4667 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000090732 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 20200090732 |
| Name | WESTERRA CU |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Windsor Town |
| Unified School District | Poudre School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,539.00 (+10.14%) | $56,007 (-5.65%) Land $14,063 Building $41,944 | $896,100 (+1.14%) Land $225,000 Building $671,100 |
| 2023 | $5,029.00 (+30.96%) | $59,362 (+37.59%) Land $12,663 Building $46,699 | $886,000 (+42.72%) Land $189,000 Building $697,000 |
| 2022 | $3,840.00 | $43,145 Land $10,126 Building $33,019 | $620,800 Land $145,700 Building $475,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Colorado |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2022 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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