1576 E Orchid Ct, Unit C, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1576 E Orchid Ct, Unit C, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,468 sqft · built 1998
Lot Size	0.048 acres (2,117 sqft)
Owner	Company Name on Record
Last Sale	$124,500 (Jun 2001)
Tax Bill	$1,090 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`309-17-430`

Property Details

APN / Parcel Number

Primary APN	`309-17-430`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,468 sqft Living Area
1st Floor Area	757 sqft
2nd Floor Area	711 sqft

Exterior

Year Built	Built 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	2,117 sqft (0.048 acres)
Parking Spaces	2 Parking Spaces
Patio Area	57 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1576 E ORCHID CT UNIT C, C
City	GILBERT
State	AZ
Zip	85296-3764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	WESTERN SKIES ESTATES UNIT 4 AMD MCR 456-27
Legal Range	06E
Legal Township	01S
Legal Section	20
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	WESTERN SKIES ESTATES UNIT 4 AMD
Legal Lot Number	9C
Legal Unit	4
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1001
Census Tract	814500

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	1576 E ORCHID CT UNIT C, C, GILBERT, AZ 85296-3764
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Apr 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 19, 2024	Intrafamily Transfer, Transfer
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2001 · Amount on Record
Deed Sale	Jun 25, 2001 · Amount on Record
Prior Sale	Jun 25, 2001 · Amount on Record
Deed Document Number	0000555705
Last Transfer Date	Mar 19, 2024
Transfer Doc	0000140660
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1576 E ORCHID CT UNIT C, C, GILBERT, AZ 85296-3764
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1576E E ORCHID CT C, C, GILBERT, AZ 85296-4380

Mortgage

Document Number	0000580930
Date	Oct 8, 2025
Instrument	20250580930

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1576 E ORCHID CT UNIT C, C, GILBERT, AZ 85296-3764
Transaction Type	Mortgage
Record Updated	Mar 29, 2024
Title Company	RL TITLE AGENCY, TRULY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1576 E ORCHID CT, GILBERT, AZ 85296-3764

Mortgage

Document Number	0000333158
Date	Apr 15, 2022
Instrument	20220333158

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1576 E ORCHID CT UNIT C, C, GILBERT, AZ 85296-3764
Transaction Type	Mortgage
Record Updated	Mar 29, 2024
Title Company	RL TITLE AGENCY, TRULY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1576 E ORCHID CT C, C, GILBERT, AZ 85296-3764

Mortgage

Document Number	0000749256
Date	Jul 9, 2021
Instrument	20210749256

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 19, 2024
Property Address	1576 E ORCHID CT UNIT C, C, GILBERT, AZ 85296-3764
Document Number	0000140660
Map Reference	MB 456 PG 27
Instrument Date	Mar 13, 2024
Instrument	20240140660
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	1576 E ORCHID CT UNIT C, C, GILBERT, AZ 85296-3764

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1576 E ORCHID CT UNIT C, C, GILBERT, AZ 85296-3764
Document Number	0000531875
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1576 E ORCHID CT #9C GILBERT AZ 852963764, 9C, GILBERT, AZ 85296-3764

Mortgage

Document Number	0000531875
Date	Jun 18, 2020
Instrument	531875

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,830 (-1.26%)	$328,300 (-1.26%) Land $65,600 Building $262,700
2025	$1,090.00 (+3.32%)
2024		$33,250	$332,500 Land $66,500 Building $266,000
2023	$1,055.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, Verizon.

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