1576 E 950 N, Ossian, IN 46777 Property Records

Wells County property record for 1576 E 950 N, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,203 sqft · built 1999
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Nov 2006)
Tax Bill	$2,833 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-02-17-400-004.000-008`

Property Details

APN / Parcel Number

Primary APN	`90-02-17-400-004.000-008`
Alternative APNs	`00001558455` `0040232700`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,203 sqft Living Area
1st Floor Area	2,203 sqft
Basement Area	2,203 sqft
Unfinished Basement	2,203 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Detached
Garage Area	945 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001558455
Street Address	1576 E 950 N
City	OSSIAN
State	IN
Zip	46777-9344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17-28-12 1.50 N 264' OF W 247.5' OF E 1002.5' W/2 SE
Jurisdiction	WELLS IN
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2007
Census Tract	40100

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1576 E 950 N, OSSIAN, IN 46777-9344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2006 · Amount on Record
Deed Sale	Nov 2, 2006 · Amount on Record
Deed Book / Page	145 / 362
Prior Transfer Date	Feb 22, 2006
Prior Transfer Doc	000145/362
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1576 E 950 N, OSSIAN, IN 46777-9344
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20215349
Date	Nov 22, 2021
Instrument	20215349

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,833.00 (+11.49%) Homeowner's exemption	$444,900 (+21.33%) Land $45,800 Building $399,100	$444,900 (+21.33%) Land $45,800 Building $399,100
2024	$2,541.00 (+24.25%)
2023		$366,700 (+9.99%) Land $45,800 Building $320,900	$366,700 (+9.99%) Land $45,800 Building $320,900
2022	$2,045.00	$333,400 Land $32,400 Building $301,000	$333,400 Land $32,400 Building $301,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Lakeland Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20