1576 Beech St, Radcliff, KY 40160 Property Records

Hardin County property record for 1576 Beech St, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,768 sqft · built 1977
Lot Size	0.465 acres (20,255 sqft)
Owner	Individual Name on Record
Tax Bill	$2,243 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Apr 2017 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`139-20-02-026`

Property Details

APN / Parcel Number

Primary APN	`139-20-02-026`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,768 sqft Living Area
Basement Area	2,768 sqft
Finished Basement	2,768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Brick
Lot Area	20,255 sqft (0.465 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1576 BEECH ST
City	RADCLIFF
State	KY
Zip	40160-2810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TANGLEWOOD LT 26 #1
Legal Subdivision	TANGLEWOOD
Legal Block	2
Legal Lot Number	26
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	2
Census Block	2021
Census Tract	300

Owner

Source: Hardin County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1576 BEECH ST, RADCLIFF, KY 40160-2810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2017	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 10, 2017	Deed of Trust, Mortgage · Construction Mortgage MAGNOLIA BANK
Aug 15, 2023	Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 9, 2020	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2023
Deed Sale	Aug 15, 2023
Prior Sale	Jul 9, 2020 · Amount on Record
Deed Book / Page	1556 / 973
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	1576 BEECH ST, RADCLIFF, KY 40160-2810
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MATTINGLY-FORD TITLE SERVICES, MATTINGLY FORD TITLE SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02214/1488
Date	Nov 2, 2017
Book Page	2214/1488

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	1576 BEECH ST, RADCLIFF, KY 40160-2810
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002194/276
Date	Apr 10, 2017
Book Page	2194/276

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	ELIZABETHTOWN, KY 42701

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 3, 2018

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Aug 15, 2023
Property Address	1576 BEECH ST, RADCLIFF, KY 40160-2810
Document Number	001556/973
Book / Page	1556 / 973
Map Reference	MB 7 PG 36
Instrument Date	Aug 14, 2023
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$289.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5604 GILKEY ST, FORT KNOX, KY 40121-2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7004 HOLCOMB AVE, URBANDALE, IA 50322-4868

Mortgage

Document Number	0002492563
Date	Aug 15, 2023
Instrument	2492/563

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Jul 9, 2020
Property Address	1576 BEECH ST, RADCLIFF, KY 40160-2810
Document Number	1493/288
Book / Page	1493 / 288
Map Reference	CAB 1 SH 213-B
Instrument Date	Jul 8, 2020
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 KENILWORTH CT, 103, RADCLIFF, KY 40160-8112

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1576 BEECH ST, RADCLIFF, KY 40160-2810

Mortgage

Document Number	23211503
Date	Jul 9, 2020
Instrument	2321/1503

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,243.00 (-0.44%) Disabled Person's exemption Additional exemption filed	$289,000 (+21.94%) Land $20,000 Building $269,000	$289,000 (+21.94%) Land $20,000 Building $269,000
2023		$237,000 (-) Land $19,500 Building $217,500	$237,000 (-) Land $19,500 Building $217,500
2022		$237,000 Land $19,500 Building $217,500	$237,000 Land $19,500 Building $217,500
2021	$2,253.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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