Wright County property record for 15751 85th St NE, Otsego, MN 55330
| Property Type | Other Improved |
|---|---|
| Details | 15,235 sqft · built 2005 |
| Lot Size | 2.71 acres (118,265 sqft) |
| Owner | Company Name on Record |
| Last Sale | $279,000 (Jul 2005) |
| Tax Bill | $37,208 (2026) |
| Deeds & Mortgages | Mar 2021 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 118-096-001010 |
| Primary APN | 118-096-001010 |
|---|
| Building Area | 15,235 sqft Total Area |
|---|---|
| 1st Floor Area | 15,136 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 118,265 sqft (2.71 acres) |
| Street Address | 15751 85TH ST NE |
|---|---|
| City | ELK RIVER |
| State | MN |
| Zip | 55330-7277 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | SECT-22 TWP-121 RANGE-023 OTSEGO COMMERCIAL PARK LOT-001 BLOCK-001 CK-001 |
| Legal Range | 023 |
| Legal Township | 121 |
| Legal Section | 22 |
| Legal Subdivision | OTSEGO COMMERCIAL PARK |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 100101 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 15751 85TH ST NE, ELK RIVER, MN 55330-7277 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2005 · Amount on Record |
| Deed Sale | Jul 8, 2005 · Amount on Record |
| Deed Document Number | 200596109 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 15751 85TH ST NE, OTSEGO, MN 55330-7277 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 15751 85TH ST NE, OTSEGO, MN 55330-7277 |
| Document Number | 0001461268 |
|---|---|
| Date | Mar 5, 2021 |
| Instrument | 1461268 |
| Name | THE BANK OF ELK RIVER |
|---|---|
| Type | Bank |
| Address | ELK RIVER, MN 55330 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Dec 1, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Otsego City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,208.00 (+18.71%) | $1,606,300 (+5.75%) Land $686,300 Building $920,000 | $1,606,300 (+5.75%) Land $686,300 Building $920,000 |
| 2025 | $1,519,000 (+15.77%) Land $599,000 Building $920,000 | $1,519,000 (+15.77%) Land $599,000 Building $920,000 | |
| 2023 | $31,344.00 (-2.83%) | $1,312,100 Land $392,100 Building $920,000 | $1,312,100 Land $392,100 Building $920,000 |
| 2022 | $32,256.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Otsego serves 19,000 people · EPA ID MN1860026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: CenturyLink, Verizon.
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