1575 Steele Rd, Versailles, KY 40383 Property Records

Woodford County property record for 1575 Steele Rd, Versailles, KY 40383

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,048 sqft
Lot Size1.71 acres (74,488 sqft)
Owner2 Individual Names on Record
Tax Bill$4,038 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-0000-014-00

Property Details

APN / Parcel Number

Primary APN09-0000-014-00
Alternative APN
  • 11579

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area4,048 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialStucco
Foundation TypeStone
Lot Area74,488 sqft (1.71 acres)
Garage TypeMixed
Parking Spaces13 Parking Spaces
Pool TypeAbove-Ground Pool

Location & Zoning

Account Number11579
Street Address1575 STEELE RD
CityVERSAILLES
StateKY
Zip40383-9058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 STORY
JurisdictionWOODFORD KY
Township / Civil DivisionVERSAILLES
Census Block Group1
Census Block1032
Census Tract50300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Clifton-McCraken Rural Historic District
listed 1999 · 277 contributing resources · NRIS 98000326

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Woodford County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address1575 STEELE RD, VERSAILLES, KY 40383-9058
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Deed Document Number175-92
Record UpdatedJun 8, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Property Address1575 STEELE RD, VERSAILLES, KY 40383-9058
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM801/235
DateAug 24, 2017
Book PageM801/235
Instrument41165
Lender
NameL&N FCU
TypeCredit Union
AddressFRANKFORT, KY 40602
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,038.00 (-8.29%)$415,000 (-)$415,000 (-)
2023$4,403.00$415,000$415,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 75 policies
Nearby Flood Policies75 in force
Nearby Flood Claims119 (1978–2025)
Claims Outside the SFHA2 of 119
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 48 claims
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 10 claims
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVERSAILLES WATER SYSTEM
serves 17,822 people · EPA ID KY1200439
Water SourceSurface water
Last State InspectionJul 2024
Lead6 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Organic carbon removal
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
All Points Broadband
Fixed Wireless
10 / 1
Windstream
DSL
10 / 1

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Steele Rd

Nearby Streets

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