1575 Southcross Dr, Hebron, KY 41048 Property Records

Boone County property record for 1575 Southcross Dr, Hebron, KY 41048

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,830 sqft · built 2011
Owner	Individual Name on File
Last Sale	$499,900 (Jan 2025)
Tax Bill	$3,046 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`035.00-07-569.00`

Property Details

APN / Parcel Number

Primary APN	`035.00-07-569.00`
Alternative APN	`47122`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,830 sqft Finished Area

Exterior

Year Built	Built 2011
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Garage Type	Attached
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1575 SOUTHCROSS DR
City	HEBRON
State	KY
Zip	41048-6708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 569 SEC 44 THORNWILDE
Legal Subdivision	THORNWILDE
Legal Lot Number	569
Jurisdiction	BOONE KY
Township / Civil Division	HEBRON
Census Block Group	2
Census Block	2000
Census Tract	70403

Owner

1575 Southcross Dr is owned and occupied by an individual who bought it in January 2025.

Source: Boone County records, as of November 21, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1575 SOUTHCROSS DR, HEBRON, KY 41048-6708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK INC
Oct 23, 2020	Deed of Trust, Mortgage · Commercial Mortgage HERITAGE BANK
Aug 17, 2020	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC
Jun 19, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2025 · Amount on File
Deed Sale	Jan 9, 2025 · Amount on File
Prior Sale	Aug 17, 2020 · Amount on File
Deed Document Number	1096354
Deed Book / Page	D1233 / 648
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	1575 SOUTHCROSS DR, HEBRON, KY 41048-6708
Transaction Type	Mortgage
Record Updated	Feb 24, 2022
Title Company	KENTUCKY LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M4572/49
Date	Feb 10, 2022
Book Page	M4572/49
Instrument	860959

Lender

Name	HERITAGE BANK INC
Type	Bank
Address	BURLINGTON, KY 41005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	1575 SOUTHCROSS DR, HEBRON, KY 41048-6708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1575 SOUTHCROSS DR, HEBRON, KY 41048-6708

Mortgage

Document Number	M4364/800
Date	Oct 23, 2020
Book Page	M4364/800
Instrument	816223

Lender

Name	HERITAGE BANK
Type	Bank
Address	HEBRON, KY 41048

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	Sep 25, 2030

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Aug 17, 2020
Property Address	1575 SOUTHCROSS DR, HEBRON, KY 41048-6708
Document Number	D1149/762
Book / Page	D1149 / 762
Map Reference	CAB 5 SL 549
Instrument Date	Aug 12, 2020
Instrument	809621
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1346 PRADO DR, 1346, UNION, KY 41091-7836

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1575 SOUTHERN DRIVE, WEBSTER, KY 41048

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Jun 19, 2019
Property Address	1575 SOUTHCROSS DR, HEBRON, KY 41048-6708
Document Number	D1127/878
Book / Page	D1127 / 878
Map Reference	CAB 5 SL 549
Instrument Date	Jun 10, 2019
Instrument	776838
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2317 BULL RUN, EDMOND, OK 73034-1527

Mortgage

Document Number	776839
Date	Jun 19, 2019
Instrument	776839

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1575 Southcross Dr was $3,046.

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,046.00	$330,100 Land $50,000 Building $280,100
2024			$330,100 (-) Land $50,000 Building $280,100
2023	$3,105.00 (-0.03%)	$330,100 (-) Land $50,000 Building $280,100	$330,100 (-) Land $50,000 Building $280,100
2022	$3,106.00	$330,100 Land $50,000 Building $280,100	$330,100 Land $50,000 Building $280,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1575 Southcross Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1575 Southcross Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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